PEAC Business Finance Limited

Reference number: 951709

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When peacfinance.com first appeared online, and whether it can receive email
  • What kind of line 01344 383700 is, and the 2 other firms that give it
  • Who else gives the postcode RG12 1YQ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • PEAC Finance Trading name
  • PEAC Solutions Trading name
  • BARCLAYS MERCANTILE BUSINESS FINANCE LIMITED Former name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00898129
Company status
Active
Company type
Private limited company
Incorporated
14 February 1967 (59 years old)
Registered office
Inspired, Easthampstead Road, Bracknell, RG12 1YQ, England
Nature of business
  • Financial leasing (SIC 64910)
  • Activities of head offices (SIC 70100)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Geoffrey Bolton Director Feb 1962 1 Apr 2014 18 other companies
David Charles Hawkins Director May 1967 21 May 2014 10 other companies
Justin Staadecker Director Jun 1968 30 Jun 2021 5 other companies
Andrew John Bromfield Director Jul 1988 30 Jun 2021 4 other companies
Jonathan Ashley Director Feb 1966 30 Jun 2021 5 other companies
Anthony Hartis Director Oct 1976 11 May 2022 5 other companies
Benjamin Sze Ern Lim Director Jul 1992 20 Dec 2024 4 other companies
Robert Daniel Stavely Secretary Not published 1 Feb 2024 –

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
20
closed down
11
are FCA-registered
2

In the full report: all 20 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 13 companies these 7 directors run together
  • All 63 people who have ever been directors, with their dates
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Key dates in its history

PEAC Business Finance’s history from the FCA register and Companies House, newest first.

Key events (8) All events (127)

2021

13 July 2021

  • Changed its registered name from "BARCLAYS MERCANTILE BUSINESS FINANCE LIMITED"

FCA register

30 June 2021

  • Barclays Principal Investments Limited gave up control
  • Peac Business Finance Holdings Limited took control (75–100% of shares)

Companies House

3 June 2021

  • Registered with the FCA

FCA register

2020

26 June 2020

  • Barclays Bank PLC gave up control
  • Barclays Principal Investments Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Barclays Bank PLC took control (75–100% of shares)

Companies House

1967

14 February 1967

  • Incorporated at Companies House

Companies House

In the full report: all 127 events

  • All 127 events in its history (8 shown here)
  • Every director appointment and resignation: 117
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Firms connected to PEAC Business Finance

Other FCA-listed firms that share a director, phone number or address with PEAC Business Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its phone number
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same phone number (2), the same postcode (3)
  • Who links each one: the named directors, with dates
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Get the full report on PEAC Business Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 20 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 127 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is PEAC Business Finance Limited FCA authorised?
PEAC Business Finance Limited (FRN 951709) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is PEAC Business Finance’s phone number and website?
The FCA register lists the phone number 01344 383700 and the website peacfinance.com for PEAC Business Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is PEAC Business Finance a scam or clone?
PEAC Business Finance is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with PEAC Business Finance?
Money you hand to PEAC Business Finance is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns PEAC Business Finance?
PEAC Business Finance is owned by Peac Business Finance Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 June 2021. Before that, it was controlled by Barclays Principal Investments Limited and Barclays Bank PLC.
Who runs PEAC Business Finance?
Companies House lists 7 directors of PEAC Business Finance: Stephen Geoffrey Bolton, David Charles Hawkins, Justin Staadecker, Andrew John Bromfield, Jonathan Ashley, Anthony Hartis and 1 more.
How long has PEAC Business Finance been in business?
The company was formed on 14 February 1967.
Does PEAC Business Finance use any other names?
It trades as PEAC Finance and PEAC Solutions. It has previously used the name BARCLAYS MERCANTILE BUSINESS FINANCE LIMITED.

Sources and links

The full report on PEAC Business Finance Limited

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