Pearson Financial Wellbeing Limited

Reference number: 462486

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pearson Financial Wellbeing Limited (FRN 462486) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Pearson Financial Wellbeing's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pearson Financial Wellbeing, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When pearsonfinancialwellbeing.co.uk first appeared online, and whether it can receive email
  • What kind of line 01484 212509 is
  • Who else gives the postcode HD8 8QD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Richard Pearson Former name
  • Richard Pearson Wealth Management Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07207421
Company status
Active
Company type
Private limited company
Incorporated
30 March 2010 (16 years old)
Registered office
Westleigh Mews Wakefield Road, Denby Dale, Huddersfield, HD8 8QD, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Eden John Pearson Director Feb 1995 25 Mar 2024 3 other companies
Katherine Sarah Pearson Director Oct 1993 3 Aug 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£15.9k

+343% from £3,594

Cash at bank

£23.2k

+75% from £13.3k

Owed within a year

£92.5k

+34% from £68.9k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07207421. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pearson Financial Wellbeing’s history from the FCA register and Companies House, newest first.

Key events (11) All events (18)

2024

9 July 2024

  • Changed its registered name from "Richard Pearson Wealth Management Ltd"

FCA register

28 March 2024

  • Eden John Pearson gained significant control
  • Eden John Pearson no longer has significant control
  • Fiona Jane Pearson stopped being a part-owner
  • John Richard Pearson stopped being a part-owner
  • Pearson Financial Wellbeing Holding Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Fiona Jane Pearson became a part-owner (25–50% of shares)
  • John Richard Pearson became a part-owner (25–50% of shares)

Companies House

2010

20 October 2010

  • Changed its registered name from "Richard Pearson"

FCA register

30 March 2010

  • Incorporated at Companies House

Companies House

2007

12 January 2007

  • Became an appointed representative

FCA register

In the full report: all 18 events

  • All 18 events in its history (11 shown here)
  • Every director appointment and resignation: 6
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Firms like Pearson Financial Wellbeing

Other firms of the same type (financial adviser), nearest first.

In Huddersfield

Berry Financial Management LtdHuddersfieldAppointed representativeBlackleaf Financial Planning LtdHuddersfieldAppointed representativeCrowther Mayoh Financial Services LimitedHuddersfieldAppointed representativeEagle Financial Services (Huddersfield) LimitedHuddersfieldAppointed representativeEvolve Financial Planning LtdHuddersfieldAppointed representativeGlenn CooklandHuddersfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pearson Financial Wellbeing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Pearson Financial Wellbeing Limited FCA authorised?
Pearson Financial Wellbeing Limited (FRN 462486) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pearson Financial Wellbeing?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pearson Financial Wellbeing Limited (FRN 462486) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Pearson Financial Wellbeing's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pearson Financial Wellbeing, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pearson Financial Wellbeing’s phone number and website?
The FCA register lists the phone number 01484 212509 and the website pearsonfinancialwellbeing.co.uk for Pearson Financial Wellbeing. If you were given different contact details, use these to check with the firm before going any further.
Is Pearson Financial Wellbeing a scam or clone?
Pearson Financial Wellbeing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pearson Financial Wellbeing?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Pearson Financial Wellbeing's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pearson Financial Wellbeing?
Pearson Financial Wellbeing is owned by Pearson Financial Wellbeing Holding Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 March 2024. Before that, it was controlled by Mr Eden John Pearson, Mr John Richard Pearson and Mrs Fiona Jane Pearson.
Who runs Pearson Financial Wellbeing?
Companies House lists 2 directors of Pearson Financial Wellbeing: Eden John Pearson and Katherine Sarah Pearson.
How long has Pearson Financial Wellbeing been in business?
The company was formed on 30 March 2010.
What do Pearson Financial Wellbeing’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £15.9k (+343% from £3,594) and cash at bank of £23.2k (+75% from £13.3k).
Does Pearson Financial Wellbeing use any other names?
It has previously used 2 other names: Richard Pearson and Richard Pearson Wealth Management Ltd.

Sources and links

The full report on Pearson Financial Wellbeing Limited

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