Pearwood Financial Planning Limited

Reference number: 1006055

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pearwood Financial Planning Limited (FRN 1006055) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Pearwood Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pearwood Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07395 793024

  • Address

    The Hawthornes, Churchfield Road, Clayton, Doncaster, Doncaster, DN5 7BZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07395 793024 is
  • Who else gives the postcode DN5 7BZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14996497
Company status
Active
Company type
Private limited company
Incorporated
11 July 2023 (3 years old)
Registered office
The Hawthornes Churchfield Road, Clayton, Doncaster, South Yorkshire, DN5 7BZ, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Iain David Milburn Forster Director Sep 1960 11 Jul 2023 None
Sophie Lackie Director Mar 1991 11 Jul 2023 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£1.51m

<1% from £1.50m

Cash at bank

£22.4k

No earlier figure to compare

Employees (average)

8

+33% from 6

Owed within a year

£332k

+11% from £298k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14996497. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pearwood Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2023

14 December 2023

  • Became an appointed representative

FCA register

11 July 2023

  • Incorporated at Companies House
  • Iain David Milburn Forster became the majority owner (50–75% of shares)
  • Sophie Lackie became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Pearwood Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Doncaster

Avril WoodruffDoncasterAppointed representativeBrightpath Wealth LtdDoncasterAppointed representativeCasterdon Financial Planning LtdDoncasterAppointed representativeDale Murten Wealth ManagementDoncasterAppointed representativeDiscover Financial LtdDoncasterAppointed representativeDwight Morrey Wealth Management LtdDoncasterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pearwood Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Pearwood Financial Planning Limited FCA authorised?
Pearwood Financial Planning Limited (FRN 1006055) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pearwood Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pearwood Financial Planning Limited (FRN 1006055) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Pearwood Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pearwood Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pearwood Financial Planning’s phone number?
The FCA register lists the phone number 07395 793024 for Pearwood Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Pearwood Financial Planning a scam or clone?
Pearwood Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pearwood Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Pearwood Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pearwood Financial Planning?
Companies House lists 2 people with significant control of Pearwood Financial Planning: Mr Iain David Milburn Forster (50–75% of shares) and Mrs Sophie Lackie (25–50% of shares).
Who runs Pearwood Financial Planning?
Companies House lists 2 directors of Pearwood Financial Planning: Iain David Milburn Forster and Sophie Lackie.
How long has Pearwood Financial Planning been in business?
The company was formed on 11 July 2023.
What do Pearwood Financial Planning’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £1.51m (<1% from £1.50m) and cash at bank of £22.4k (no earlier figure to compare).

Sources and links

The full report on Pearwood Financial Planning Limited

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