Pebble Payroll Limited

Reference number: 1055135

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Pebble Payroll Limited (FRN 1055135) introduces customers to St. James's Place Wealth Management Plc (FRN 195351). Any regulated advice or arranging is done by the principal, not Pebble Payroll.
  • Example: if Pebble Payroll refers you to a financial adviser, the advice should come from the principal firm, not from Pebble Payroll itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pebblepayroll.co.uk first appeared online, and whether it can receive email
  • What kind of line 023 9359 3035 is
  • Who else gives the postcode PO5 1DS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13696301
Company status
Active
Company type
Private limited company
Incorporated
21 October 2021 (5 years old)
Registered office
49 Catisfield Road, Southsea, PO4 8NJ, England
Nature of business
  • Other activities of employment placement agencies (SIC 78109)

Directors and company secretaries

Name Role Born Appointed Other companies
Sarah Spong Director Apr 1981 21 Oct 2021 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£8,489

−70% from £28.5k

Employees (average)

2

Up 2 from 0

Owed within a year

£171k

−47% from £321k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13696301. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pebble Payroll’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2026

24 April 2026

  • Became an introducer appointed representative

FCA register

2024

11 September 2024

  • Will Spong stopped being a part-owner

Companies House

2021

21 October 2021

  • Incorporated at Companies House
  • Sarah Spong took control (75–100% of shares)
  • Will Spong became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Pebble Payroll

Other firms of the same type (financial adviser), nearest first.

In Southsea

Cameron Asset Management LimitedSouthseaAuthorisedWallace Nichols Financial Services LimitedSouthseaAuthorisedCompetitive Edge Wealth Creation LtdSouthseaAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pebble Payroll

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Pebble Payroll Limited FCA authorised?
Pebble Payroll Limited (FRN 1055135) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Pebble Payroll?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Pebble Payroll Limited (FRN 1055135) introduces customers to St. James's Place Wealth Management Plc (FRN 195351). Any regulated advice or arranging is done by the principal, not Pebble Payroll. Example: if Pebble Payroll refers you to a financial adviser, the advice should come from the principal firm, not from Pebble Payroll itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pebble Payroll’s phone number and website?
The FCA register lists the phone number 023 9359 3035 and the website pebblepayroll.co.uk for Pebble Payroll. If you were given different contact details, use these to check with the firm before going any further.
Is Pebble Payroll a scam or clone?
Pebble Payroll is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pebble Payroll?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Pebble Payroll's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pebble Payroll?
Companies House lists one person with significant control of Pebble Payroll: Mrs Sarah Spong (75–100% of shares). Before that, it was controlled by Mr Will Spong.
Who runs Pebble Payroll?
Companies House lists one director of Pebble Payroll: Sarah Spong.
How long has Pebble Payroll been in business?
The company was formed on 21 October 2021.
What do Pebble Payroll’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £8,489 (−70% from £28.5k).

Sources and links

The full report on Pebble Payroll Limited

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