Peeled Financial Services Limited

Reference number: 939491

Instant download

Authorisation being cancelled

This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When peeled.io first appeared online, and whether it can receive email
  • What kind of line 020 7072 2200 is, and the other firm that gives it
  • Who else gives the postcode W1S 2QN
Instant PDF download
Other names (5)

If you were contacted under any of these names, it is this firm.

  • Peeled Trading name
  • Peeled Finance Trading name
  • Boxx Former trading name
  • TMO Finance Former trading name
  • Zero Down Lease Finance Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13032253
Company status
Active
Company type
Private limited company
Incorporated
19 November 2020 (5 years old)
Registered office
The Stable Yard Vicarage Road, Stony Stratford, Milton Keynes, Buckinghamshire, MK11 1BN, England
Nature of business
  • Other information technology service activities (SIC 62090)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Martin Faulkner Director Sep 1964 19 Nov 2020 1 other company
Nigel Rutherford Director Jan 1972 19 Nov 2020 None
Gregor Bruce Dobbie Director Jan 1974 3 Feb 2023 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
Instant PDF download

Filed accounts and finances

Year to 29 November 2025Small company accountsNot audited

Total equity

−£45.0k

Down £4,984 from −£40.0k

Cash at bank

£63

Down £10 from £73

Employees (average)

0

Same as 0

Owed within a year

£45.6k

+12% from £40.6k

Total equity is negative: on its last balance sheet the company owed £45.0k more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13032253. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Peeled Financial Services’s history from the FCA register and Companies House, newest first.

Key events (10) All events (23)

2021

29 September 2021

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Applied to cancel its FCA authorisation

FCA register

9 September 2021

  • Kent Gardner stopped being a part-owner
  • Nigel Rutherford stopped being a part-owner
  • Paul Murphy stopped being a part-owner

Companies House

2020

19 November 2020

  • Incorporated at Companies House
  • Kent Gardner became a part-owner (25–50% of shares)
  • Nigel Rutherford became a part-owner (25–50% of shares)
  • Paul Murphy became a part-owner (25–50% of shares)

Companies House

In the full report: all 23 events

  • All 23 events in its history (10 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms connected to Peeled Financial Services

Other FCA-listed firms that share a director, phone number or address with Peeled Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Peeled Financial Services

Other firms of the same type (credit broker), nearest first.

In London

London Business SchoolLondonAuthorisedRoyal College of Nursing of the United KingdomLondonAuthorisedRobert BurgessLondonAuthorisedSwoop Finance LimitedLondonAuthorisedNanotax LimitedLondonAuthorisedMha Financial Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Peeled Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 23 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Peeled Financial Services Limited FCA authorised?
Peeled Financial Services Limited (FRN 939491) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
What is Peeled Financial Services’ phone number and website?
The FCA register lists the phone number 020 7072 2200 and the website peeled.io for Peeled Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Peeled Financial Services a scam or clone?
Peeled Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Peeled Financial Services?
Protection depends on which product you hold and how Peeled Financial Services handles your money, so check the specific product before you commit. You can also refer complaints about Peeled Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Peeled Financial Services?
Companies House lists no one with significant control of Peeled Financial Services now. Before that, it was controlled by Mr Paul Murphy, Mr Nigel Rutherford and Mr Kent Gardner.
Who runs Peeled Financial Services?
Companies House lists 3 directors of Peeled Financial Services: Stephen Martin Faulkner, Nigel Rutherford and Gregor Bruce Dobbie.
How long has Peeled Financial Services been in business?
The company was formed on 19 November 2020.
What do Peeled Financial Services’ latest accounts show?
Its latest accounts, to 29 November 2025, show total equity of −£45.0k (down £4,984 from −£40.0k) and cash at bank of £63 (down £10 from £73).
Does Peeled Financial Services use any other names?
It trades as Peeled and Peeled Finance. It has previously used 3 other names: Boxx, TMO Finance and Zero Down Lease Finance.

Sources and links

The full report on Peeled Financial Services Limited

£19.99 · Instant PDF download

Loading secure checkout…