Peer Funding Limited

Reference number: 668078

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When sourcedcapital.co first appeared online, and whether it can receive email
  • What kind of line 0333 123 1330 is
  • Who else gives the postcode WA5 8WD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Sourced Capital Trading name

Past FCA permissions and consumer protection

  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Permissions on the FCA record

  • Hold or safeguard your money
Show FCA detail (1 permission)
  • Operating an electronic system in relation to lending

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08773883
Company status
Active
Company type
Private limited company
Incorporated
13 November 2013 (12 years old)
Registered office
Capital House 6 Webster Court, Carina Park, Warrington, WA5 8WD, United Kingdom
Nature of business
  • Web portals (SIC 63120)

Directors and company secretaries

Name Role Born Appointed Other companies
Roger Andrew Smith Director Apr 1962 13 Nov 2014 3 other companies
Stephen Patrick Moss Director Mar 1981 24 Jan 2022 68 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
70
closed down
9
went insolvent
3

In the full report: all 70 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The 3 that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 2 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£762k

+52% from £500k

Employees (average)

0

Same as 0

Owed within a year

£126k

−58% from £299k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08773883. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Peer Funding’s history from the FCA register and Companies House, newest first.

Key events (6) All events (21)

2022

24 January 2022

  • Jark-2 Limited took control (75–100% of shares)
  • Malcolm Neil Piper stopped being a part-owner

Companies House

2016

20 July 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Malcolm Neil Piper became a part-owner (25–50% of shares)

Companies House

2013

13 November 2013

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (6 shown here)
  • Every director appointment and resignation: 12
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Firms connected to Peer Funding

Other FCA-listed firms that share a director, phone number or address with Peer Funding. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Peer Funding

Other firms of the same type (peer-to-peer lending platform), nearest first.

Elsewhere in the UK

Assetz SME Capital LimitedManchesterAuthorisedAviation and Tech Capital LtdLondonAuthorisedBlend Loan Network LimitedLondonAuthorisedBusiness Loan Network LimitedLondonAuthorisedCrowd Property LimitedBirminghamAuthorisedCrowd2Fund LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Peer Funding

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 70 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 21 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Peer Funding Limited FCA authorised?
Yes, Peer Funding Limited (FRN 668078) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2016 and works as a peer-to-peer lending platform. The FCA has placed no limits on its permissions.
What is Peer Funding’s phone number and website?
The FCA register lists the phone number 0333 123 1330 and the website sourcedcapital.co for Peer Funding. If you were given different contact details, use these to check with the firm before going any further.
Is Peer Funding a scam or clone?
Peer Funding is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Peer Funding?
It is permitted to hold and control client money, which it must keep separate from its own. Protection depends on which product you hold and how Peer Funding handles your money, so check the specific product before you commit. You can also refer complaints about Peer Funding to the Financial Ombudsman Service, free of charge.
Who owns Peer Funding?
Peer Funding is owned by Jark-2 Limited, which holds 75–100% of shares and can appoint and remove the board, since 24 January 2022. Before that, it was controlled by Mr Malcolm Neil Piper.
Who runs Peer Funding?
Companies House lists 2 directors of Peer Funding: Roger Andrew Smith and Stephen Patrick Moss.
How long has Peer Funding been in business?
The company was formed on 13 November 2013, and has held its current FCA authorisation since July 2016.
What do Peer Funding’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £762k (+52% from £500k).
Does Peer Funding use any other names?
It trades as Sourced Capital.

Sources and links

The full report on Peer Funding Limited

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