Pen Underwriting Limited

Reference number: 314493

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When penunderwriting.co.uk first appeared online, and whether it can receive email
  • What kind of line 01403 327714 is, and the 13 other firms that give it
  • Who else gives the postcode EC3V 9LJ
Instant PDF download
Other names (24)

If you were contacted under any of these names, it is this firm.

  • BMM Ports & Terminals Trading name
  • Fortify Marine Trading name
  • Freeboard Maritime Trading name
  • Manchester Underwriting Management Trading name
  • OAMPS Hazardous Industries Trading name
  • Pen Trading name
  • Trafalgar Marine Trades Trading name
  • Vessel Protect Trading name
  • OIM Underwriting Limited Former name
  • Oxygen Insurance Managers Limited Former name
  • AJG Underwriting Former trading name
  • AJG Underwriting Group Former trading name
  • E-Underwriting Former trading name
  • OAMPS Former trading name
  • OIM Former trading name
  • Oxygen Former trading name
  • Oxygen Insurance Managers Former trading name
  • Pelican Underwriting Management Former trading name
  • Pen Underwriting (Contego) Former trading name
  • Pen Underwriting (e-Underwriting) Former trading name
  • Pen Underwriting (OIM) Former trading name
  • Pen Underwriting (Woodbrook) Former trading name
  • Ptarmigan Underwriting Former trading name
  • Woodbrook Underwriting Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Debt-collecting
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05172311
Company status
Active
Company type
Private limited company
Incorporated
7 July 2004 (22 years old)
Registered office
The Walbrook Building, 25 Walbrook, London, EC4N 8AW
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Anthony Green Director Oct 1963 13 Jul 2017 5 other companies
Tom Downey Director Nov 1967 10 Sep 2018 12 other companies
David Michael Edwin Cousins Director Jan 1973 21 Jun 2021 19 other companies
Charles Robertson Crawford Director Mar 1964 14 Mar 2024 50 other companies
Susan Carol Langley Director Jul 1963 14 Mar 2024 2 other companies
Charles Douglas Knowles Scott Director Dec 1973 14 Mar 2024 88 other companies
Neil Andrew Clutterbuck Director Jan 1967 11 Mar 2025 4 other companies
Clare Louise Francis Director Jun 1969 9 May 2025 5 other companies
David James Rush Director Jun 1965 27 Oct 2025 None
Robert James Otterson Secretary Not published 17 Dec 2024 –

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
144
closed down
95
went insolvent
1

In the full report: all 144 companies, named

  • What each company does, and whether it is still trading
  • Which of these 9 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 14 on the FCA register
  • The 31 companies these 9 directors run together
  • All 52 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

Pen Underwriting’s history from the FCA register and Companies House, newest first.

Key events (7) All events (144)

2016

30 September 2016

  • Gallagher Holdings (UK) Limited took control (75–100% of shares)

Companies House

2015

29 September 2015

  • Changed its registered name from "OIM Underwriting Limited"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2008

18 September 2008

  • Changed its registered name from "Oxygen Insurance Managers Limited"

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2004

7 July 2004

  • Incorporated at Companies House

Companies House

In the full report: all 144 events

  • All 144 events in its history (7 shown here)
  • Every director appointment and resignation: 95
Instant PDF download

Firms connected to Pen Underwriting

Other FCA-listed firms that share a director, phone number or address with Pen Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12
share its phone number
6

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12), the same phone number (6)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Pen Underwriting

Other firms of the same type (insurance broker), nearest first.

In London

Amazon EU S.a.r.l.LondonAuthorisedRevolut Travel LtdLondonAuthorisedSantander Insurance Services UK LimitedLondonAuthorisedAon UK LimitedLondonAuthorisedHartford Underwriting Agency LimitedLondonAuthorisedChubb Underwriting Agencies LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pen Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 144 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 144 events in its history
  • 12 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Pen Underwriting Limited FCA authorised?
Yes, Pen Underwriting Limited (FRN 314493) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Pen Underwriting’s phone number and website?
The FCA register lists the phone number 01403 327714 and the website penunderwriting.co.uk for Pen Underwriting. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 13 other FCA firms.
Is Pen Underwriting a scam or clone?
Pen Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pen Underwriting?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Pen Underwriting to the Financial Ombudsman Service, free of charge.
Who owns Pen Underwriting?
Pen Underwriting is owned by Gallagher Holdings (UK) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 September 2016.
Who runs Pen Underwriting?
Companies House lists 9 directors of Pen Underwriting: Simon Anthony Green, Tom Downey, David Michael Edwin Cousins, Charles Robertson Crawford, Susan Carol Langley, Charles Douglas Knowles Scott and 3 more.
How long has Pen Underwriting been in business?
The company was formed on 7 July 2004, and has held its current FCA authorisation since January 2005.
Does Pen Underwriting use any other names?
It trades as BMM Ports & Terminals, Fortify Marine, Freeboard Maritime, Manchester Underwriting Management and OAMPS Hazardous Industries, and 3 more names. It has previously used 16 other names, including OIM Underwriting Limited, Oxygen Insurance Managers Limited and AJG Underwriting.

Sources and links

The full report on Pen Underwriting Limited

£19.99 · Instant PDF download

Loading secure checkout…