Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 31 December 2023
Responsible principal firm
Arthur J. Gallagher Insurance Brokers Limited Reference number: 311786 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Pencnwc Holiday Park Limited (FRN 415979) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Pencnwc Holiday Park's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Pencnwc Holiday Park, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Pencnwc Holiday Park, Cross Inn, Nr New Quay, Sir Ceredigion, SA44 6NL, United Kingdom
In the full report: 3 background checks
- When pencnwc.co.uk first appeared online, and whether it can receive email
- What kind of line 01545 560479 is
- Who else gives the postcode SA44 6NL
Other names (3)
If you were contacted under any of these names, it is this firm.
- Im & Sj Davies Former name: A name it was registered under before.
- Pencnwc Holiday Park Ltd Former name: A name it was registered under before.
- Pencnwc Holiday Parc Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10519200 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 December 2016 (9 years old)
- Registered office
- Pencnwc Holiday Park, Cross Inn, Near New Quay, Ceredigion, SA44 6NL, United Kingdom
- Nature of business
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- Holiday centres and villages (SIC 55201)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Evan Morgan Davies | Director | Jun 1954 | 9 Dec 2016 | 5 other companies |
| Stella June Davies | Director | Mar 1954 | 9 Dec 2016 | 3 other companies |
| Daniel Vitek Davies | Director | Dec 1985 | 1 Sep 2017 | 3 other companies |
| Tomas Christopher Davies | Director | Feb 1984 | 31 Oct 2017 | 1 other company |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 2
- is FCA-registered
- 1
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 3 companies these 4 directors run together
Filed accounts and finances
Net assets
£6.95m
+6.7% from £6.52m
Cash at bank
£648k
+57% from £413k
Employees (average)
40
+11% from 36
Owed within a year
£3.87m
+50% from £2.58m
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2019 to 2023
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 10519200. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Pencnwc Holiday Park’s history from the FCA register and Companies House, newest first.
2025
5 November 2025
- Changed its registered name from "Pencnwc Holiday Park Ltd"
FCA register
2019
9 October 2019
- Ian Morgan Davies gave up control
- Leisure Escapes Limited took control (75–100% of shares)
- Stella June Davies gave up control
Companies House
2017
24 October 2017
- Changed its registered name from "Im & Sj Davies"
FCA register
2016
9 December 2016
- Incorporated at Companies House
- Ian Morgan Davies took control (75–100% of shares)
- Stella June Davies took control (75–100% of shares)
Companies House
2005
14 January 2005
- Became an appointed representative
FCA register
In the full report: all 16 events
- All 16 events in its history (9 shown here)
- Every director appointment and resignation: 4
Firms connected to Pencnwc Holiday Park
Other FCA-listed firms that share a director, phone number or address with Pencnwc Holiday Park. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Get the full report on Pencnwc Holiday Park
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 16 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk