Peninsula Financial Planning (Wirral) Ltd

Reference number: 1039731

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Peninsula Financial Planning (Wirral) Ltd (FRN 1039731) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Peninsula Financial Planning (Wirral)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Peninsula Financial Planning (Wirral), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07585 719905

  • Address

    14 Springfield Avenue, Wirral, Wirral, CH48 9UZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07585 719905 is
  • Who else gives the postcode CH48 9UZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16437418
Company status
Active
Company type
Private limited company
Incorporated
8 May 2025 (1 year old)
Registered office
1 Pye Road, Wirral, Merseyside, CH60 0DB, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Cunningham Director Aug 1979 8 May 2025 None
Lynn Taylor Director Jul 1981 8 May 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

Peninsula Financial Planning (Wirral)’s history from the FCA register and Companies House, newest first.

2025

22 August 2025

  • Became an appointed representative

FCA register

8 May 2025

  • Incorporated at Companies House
  • Andrew Cunningham became the majority owner (50–75% of shares)
  • Lynn Taylor became a part-owner (25–50% of shares)
  • Andrew Cunningham appointed as a director
  • Lynn Taylor appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Peninsula Financial Planning (Wirral)

Other firms of the same type (financial adviser), nearest first.

In Wirral

Andrew C Grant Financial Services LimitedWirralAppointed representativeArrowe Financial LimitedWirralAppointed representativeBrookdale IFP LimitedWirralAppointed representativeChariot Financial Management LimitedWirralAppointed representativeCraven Advisory Services LimitedWirralAppointed representativeDirk StrontschakWirralAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Peninsula Financial Planning (Wirral)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Peninsula Financial Planning (Wirral) Ltd FCA authorised?
Peninsula Financial Planning (Wirral) Ltd (FRN 1039731) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Peninsula Financial Planning (Wirral)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Peninsula Financial Planning (Wirral) Ltd (FRN 1039731) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Peninsula Financial Planning (Wirral)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Peninsula Financial Planning (Wirral), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Peninsula Financial Planning (Wirral)’s phone number?
The FCA register lists the phone number 07585 719905 for Peninsula Financial Planning (Wirral). If you were given different contact details, use these to check with the firm before going any further.
Is Peninsula Financial Planning (Wirral) a scam or clone?
Peninsula Financial Planning (Wirral) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Peninsula Financial Planning (Wirral)?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Peninsula Financial Planning (Wirral)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Peninsula Financial Planning (Wirral)?
Companies House lists 2 people with significant control of Peninsula Financial Planning (Wirral): Mr Andrew Cunningham (50–75% of shares) and Miss Lynn Taylor (25–50% of shares).
Who runs Peninsula Financial Planning (Wirral)?
Companies House lists 2 directors of Peninsula Financial Planning (Wirral): Andrew Cunningham and Lynn Taylor.
How long has Peninsula Financial Planning (Wirral) been in business?
The company was formed on 8 May 2025.

Sources and links

The full report on Peninsula Financial Planning (Wirral) Ltd

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