Penmarlam Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 3 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2020

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

lovatparks.com (opens in a new tab)
Phone number

07968 063071
Address

Penmarlam Lodge Retreat, Lanteglos, Fowey, Cornwall, PL23 1LZ, United Kingdom

In the full report: 3 background checks

When lovatparks.com first appeared online, and whether it can receive email
What kind of line 07968 063071 is, and the 5 other firms that give it
Who else gives the postcode PL23 1LZ

Other names (1)

If you were contacted under any of these names, it is this firm.

Penmarlam Lodge Retreat Trading name: A name it trades under now.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Credit Broking
Debt Adjusting
Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12906425 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 25 September 2020 (6 years old)
Registered office: Imex Centre, 575 - 599 Maxted Road, Hemel Hempstead, Hertfordshire, HP2 7DX, England
Nature of business: Other amusement and recreation activities not elsewhere classified (SIC 93290)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Raoul Alastair Joseph Fraser	Director	Jun 1980	25 Sep 2020	38 other companies
Alexander Victor Bland Gibbs	Director	Mar 1986	28 Feb 2025	28 other companies
Andrew Morgan	Director	Oct 1966	28 Feb 2025	17 other companies
Sean Power	Director	May 1972	28 Feb 2025	17 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 48
closed down: 9
are FCA-registered: 7

In the full report: all 48 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 7 on the FCA register
The 18 companies these 4 directors run together

Key dates in its history

Penmarlam’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2023

3 March 2023

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2020

25 September 2020

Incorporated at Companies House
Lovat Parks Limited took control (75–100% of shares)
Raoul Alastair Joseph Fraser gained significant control
Raoul Alastair Joseph Fraser no longer has significant control

Companies House

In the full report: all 13 events

All 13 events in its history (6 shown here)
Every director appointment and resignation: 4

Firms connected to Penmarlam

Other FCA-listed firms that share a director, phone number or address with Penmarlam. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 7
share a director: 7
share its phone number: 5

In the full report: all 7 connected firms, named

How each is linked: shared directors (7), the same phone number (5)
Who links each one: the named directors, with dates

Firms like Penmarlam

Other firms of the same type (credit broker), nearest first.

In Fowey

Mark PopeFoweyAppointed representative

In the Plymouth (PL) postcode area

Alan GimblettLiskeardAuthorised Albert Henry WisdomPlymouthAuthorised Boringdon Park & Trethorne Golf ClubPlymouthAuthorised HP Finance & Leasing LimitedPadstowAuthorised Ibrahim Philip BrooksLiftonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Penmarlam

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

48 other companies its directors have run, named
3 background checks on its contact details
All 13 events in its history
7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Penmarlam Limited FCA authorised?

Yes, Penmarlam Limited (FRN 991986) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2023 and works as a credit broker. The FCA has placed no limits on its permissions.

What is Penmarlam’s phone number and website?

The FCA register lists the phone number 07968 063071 and the website lovatparks.com for Penmarlam. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 5 other FCA firms.

Is Penmarlam a scam or clone?

Penmarlam is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Penmarlam?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Penmarlam handles your money, so check the specific product before you commit. You can also refer complaints about Penmarlam to the Financial Ombudsman Service, free of charge.

Who owns Penmarlam?

Penmarlam is owned by Lovat Parks Limited, which holds 75–100% of shares and 75–100% of votes, since 25 September 2020. Before that, it was controlled by Mr Raoul Alastair Joseph Fraser.

Who runs Penmarlam?

Companies House lists 4 directors of Penmarlam: Raoul Alastair Joseph Fraser, Alexander Victor Bland Gibbs, Andrew Morgan and Sean Power.

How long has Penmarlam been in business?

The company was formed on 25 September 2020, and has held its current FCA authorisation since March 2023.

Does Penmarlam use any other names?

It trades as Penmarlam Lodge Retreat.