Penn Cars Ltd

Reference number: 931430

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Meridian Finance Partners Ltd Reference number: 661646 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Penn Cars Ltd (FRN 931430) introduces customers to Meridian Finance Partners Ltd (FRN 661646). Any regulated advice or arranging is done by the principal, not Penn Cars.
  • Example: if Penn Cars refers you to a financial adviser, the advice should come from the principal firm, not from Penn Cars itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When penncars.co.uk first appeared online, and whether it can receive email
  • What kind of line 07971 281571 is
  • Who else gives the postcode HP10 8ED
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Neil Warren Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Meridian Finance Partners Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Penn Cars’s history from the FCA register and Companies House, newest first.

2023

2 February 2023

  • Changed its registered name from "Neil Warren"

FCA register

2020

5 August 2020

  • Became an introducer appointed representative
  • Began trading as "Penn Cars"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Penn Cars

Other firms of the same type (car dealer), nearest first.

In High Wycombe

Dolphin & Sons Car Sales LimitedHigh WycombeAppointed representativeEveevo One LimitedHigh WycombeAppointed representativeJps Cars LtdHigh WycombeAppointed representativeParade Autos LimitedHigh WycombeAppointed representativeWorleys retail LtdHigh WycombeAppointed representativeAutohaven Motors LimitedHigh WycombeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Penn Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Penn Cars Ltd FCA authorised?
Penn Cars Ltd (FRN 931430) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Penn Cars?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Penn Cars Ltd (FRN 931430) introduces customers to Meridian Finance Partners Ltd (FRN 661646). Any regulated advice or arranging is done by the principal, not Penn Cars. Example: if Penn Cars refers you to a financial adviser, the advice should come from the principal firm, not from Penn Cars itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Penn Cars’ phone number and website?
The FCA register lists the phone number 07971 281571 and the website penncars.co.uk for Penn Cars. If you were given different contact details, use these to check with the firm before going any further.
Is Penn Cars a scam or clone?
Penn Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Penn Cars?
Protection works through Meridian Finance Partners Ltd, the principal firm responsible for Penn Cars's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Penn Cars use any other names?
It has previously used the name Neil Warren.

Sources and links

The full report on Penn Cars Ltd

£19.99 · Instant PDF download

Loading secure checkout…