Penny Technology Limited

Reference number: 931299

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pennypension.com first appeared online, and whether it can receive email
  • What kind of line 020 3535 0318 is
  • Who else gives the postcode BS4 3EH
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Penny Trading name
  • Penny Pension Trading name
  • Sixty Pension Ltd Former name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11999643
Company status
Active
Company type
Private limited company
Incorporated
16 May 2019 (7 years old)
Registered office
Unit 4.6 Paintworks Bath Road, Bristol, BS4 3EH, England
Nature of business
  • Business and domestic software development (SIC 62012)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nathaniel Stott Director Jan 1995 16 May 2019 None
Joshua Duncan Campbell Stott Director Dec 1988 20 Jun 2019 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
still active
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

−£1.03m

Down £565k from −£465k

Cash at bank

£916k

−41% from £1.55m

Employees (average)

6

Same as 6

Owed within a year

£2.06m

+1.5% from £2.03m

Net assets are negative: on its last balance sheet the company owed £1.03m more than it owned.

Net assets

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11999643. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Penny Technology’s history from the FCA register and Companies House, newest first.

Key events (6) All events (12)

2021

30 March 2021

  • Changed its registered name from "Sixty Pension Ltd"

FCA register

15 March 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

16 May 2019

  • Incorporated at Companies House
  • Joshua Duncan Campbell Stott became a part-owner (25–50% of shares)
  • Nathaniel Stott became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Penny Technology

Other FCA-listed firms that share a director, phone number or address with Penny Technology. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Get the full report on Penny Technology

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Penny Technology Limited FCA authorised?
Yes, Penny Technology Limited (FRN 931299) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2021. The FCA has placed no limits on its permissions.
What is Penny Technology’s phone number and website?
The FCA register lists the phone number 020 3535 0318 and the website pennypension.com for Penny Technology. If you were given different contact details, use these to check with the firm before going any further.
Is Penny Technology a scam or clone?
Penny Technology is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Penny Technology?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Penny Technology to the Financial Ombudsman Service, free of charge.
Who owns Penny Technology?
Companies House lists 2 people with significant control of Penny Technology: Mr Nathaniel Stott (25–50% of shares) and Mr Joshua Duncan Campbell Stott (25–50% of shares).
Who runs Penny Technology?
Companies House lists 2 directors of Penny Technology: Nathaniel Stott and Joshua Duncan Campbell Stott.
How long has Penny Technology been in business?
The company was formed on 16 May 2019, and has held its current FCA authorisation since March 2021.
What do Penny Technology’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£1.03m (down £565k from −£465k) and cash at bank of £916k (−41% from £1.55m).
Does Penny Technology use any other names?
It trades as Penny and Penny Pension. It has previously used the name Sixty Pension Ltd.

Sources and links

The full report on Penny Technology Limited

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