Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 1978
- Accounts filed up to 30 September 2025
Responsible principal firm
Auto Finance Online Limited Reference number: 832181 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- PENROSE CAMPING AND LEISURE LIMITED (FRN 1058312) introduces customers to Auto Finance Online Limited (FRN 832181). Any regulated advice or arranging is done by the principal, not PENROSE CAMPING AND LEISURE.
- Example: if PENROSE CAMPING AND LEISURE refers you to a financial adviser, the advice should come from the principal firm, not from PENROSE CAMPING AND LEISURE itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Penrose Touring, Scorrier, Redruth, Cornwall, TR16 5BP, United Kingdom
In the full report: 3 background checks
- When penrosetouring.co.uk first appeared online, and whether it can receive email
- What kind of line 01209 20451 is
- Who else gives the postcode TR16 5BP
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Auto Finance Online Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 01391898 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 October 1978 (48 years old)
- Registered office
- Penrose Touring, Scorrier, Redruth, Cornwall, TR16 5BP, United Kingdom
- Nature of business
-
- Retail sale of sports goods, fishing gear, camping goods, boats and bicycles (SIC 47640)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Susannah Ruth Snell | Director | Nov 1977 | 27 Sep 2021 | 1 other company |
| Martin Snell | Director | Jun 1976 | 27 Sep 2021 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
- run together
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£158k
−46% from £292k
Cash at bank
£26.3k
−74% from £102k
Employees (average)
11
Same as 11
Owed within a year
£597k
−9.2% from £657k
Net assets
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 01391898. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Penrose Camping and Leisure’s history from the FCA register and Companies House, newest first.
2026
17 July 2026
- Became an introducer appointed representative
FCA register
2021
30 September 2021
- Glyn Alan Jones stopped being a part-owner
- Janet Frances Jones gave up control
- Pen Three Limited took control (75–100% of shares)
Companies House
2019
1 November 2019
- Glyn Alan Jones became a part-owner (25–50% of shares)
Companies House
30 September 2019
- Mark Cleveland Rowlands stopped being a part-owner
Companies House
2016
6 April 2016
- Janet Frances Jones took control (75–100% of shares)
- Mark Cleveland Rowlands became a part-owner (25–50% of shares)
Companies House
1978
2 October 1978
- Incorporated at Companies House
Companies House
In the full report: all 18 events
- All 18 events in its history (9 shown here)
- Every director appointment and resignation: 9
Firms connected to Penrose Camping and Leisure
Other FCA-listed firms that share a director, phone number or address with Penrose Camping and Leisure. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Get the full report on Penrose Camping and Leisure
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 18 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk