Pension Annuities Direct Limited

Reference number: 597100

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When padfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 0845 576 0102 is
  • Who else gives the postcode TA19 0DU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Pension Options Trading name
  • Pension Options Direct Trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08349766
Company status
Active
Company type
Private limited company
Incorporated
7 January 2013 (13 years old)
Registered office
17 Court Barton, Court Barton, Ilminster, Somerset, TA19 0DU
Nature of business
  • Pension funding (SIC 65300)

Directors and company secretaries

Name Role Born Appointed Other companies
Russell Myers Director Jun 1958 7 Jan 2013 1 other company
Paul Kenneth Thomas Northmore Director Dec 1976 14 Sep 2018 6 other companies
Paul Attiwell Secretary Not published 7 Jan 2013 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
2
run together
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 January 2025Micro-entity accountsNot audited

Net assets

−£1,614

Up £2,178 from −£3,792

Employees (average)

1

Same as 1

Owed within a year

−£29.3k

Same as −£29.3k

Net assets are negative: on its last balance sheet the company owed £1,614 more than it owned.

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08349766. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Pension Annuities Direct’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2018

29 August 2018

  • Paul Kenneth Thomas Northmore gained significant control

Companies House

2016

6 April 2016

  • Russell Philip Myers became a part-owner (25–50% of shares)

Companies House

2013

1 July 2013

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

7 January 2013

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Get the full report on Pension Annuities Direct

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Pension Annuities Direct Limited FCA authorised?
Yes, Pension Annuities Direct Limited (FRN 597100) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2013. The FCA has placed no limits on its permissions.
What is Pension Annuities Direct’s phone number and website?
The FCA register lists the phone number 0845 576 0102 and the website padfs.co.uk for Pension Annuities Direct. If you were given different contact details, use these to check with the firm before going any further.
Is Pension Annuities Direct a scam or clone?
Pension Annuities Direct is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pension Annuities Direct?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Pension Annuities Direct to the Financial Ombudsman Service, free of charge.
Who owns Pension Annuities Direct?
Companies House lists 2 people with significant control of Pension Annuities Direct: Mr Russell Philip Myers (25–50% of shares) and Mr Paul Kenneth Thomas Northmore (significant influence or control).
Who runs Pension Annuities Direct?
Companies House lists 2 directors of Pension Annuities Direct: Russell Myers and Paul Kenneth Thomas Northmore.
How long has Pension Annuities Direct been in business?
The company was formed on 7 January 2013, and has held its current FCA authorisation since July 2013.
What do Pension Annuities Direct’s latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of −£1,614 (up £2,178 from −£3,792).
Does Pension Annuities Direct use any other names?
It trades as Pension Options and Pension Options Direct.

Sources and links

The full report on Pension Annuities Direct Limited

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