Pension Pulse Ltd

Reference number: 1029743

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pensionpulse.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 711 1885 is
  • Who else gives the postcode M2 3BD
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Voluntary application for imposition of requirements
    1. Pension Pulse is required to abide by a Deed Poll executed by it dated 3rd October 2025 (the “Deed Poll”) in relation to specified clients and past business of Eadon & Co Ltd (FRN 816029) (“Eadon & Co”), listed in an Annex to the Deed Poll. Under this Deed Poll, Pension Pulse has accepted liability and responsibility in relation to certain regulated activities and services previously carried on by Eadon & Co. The full details of such acceptance of liability and responsibility by Pension Pulse is set out in the Deed Poll. 2. Pension Pulse will only onboard or otherwise advise any additional clients currently or formerly advised by Eadon & Co other than those set out in the Deed Poll (the “Additional Client(s)”) with the Authority’s prior written consent. 3. Pension Pulse will, if the Authority gives such prior written consent, amend the Deed Poll to include the name(s) and detail(s) of all Additional Client(s) to those set out in the Annex to the original Deed Poll.  The amended Deed Poll must be re-executed prior to the Firm engaging in any business with or for such Additional Client(s). 4. In addition, Pension Pulse will only enter into any agreements in relation to future movements of any former clients of Eadon & Co (including, for the avoidance of doubt, any Additional Client(s)), by gift or sale, with the Authority’s prior written consent. Effective date 5. The Requirements in this application are to take effect immediately upon the Firm becoming Part4A authorised and upon their acceptance by the Authority, as notified to the Firm via email. Variation and cancellation 6. The Requirements herein will remain in effect until such a time as the Authority provides to Pension Pulse its written consent to vary or rescind the requirements in part or in full (whether upon application by Pension Pulse or on the Authority’s own initiative).

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
15997449
Company status
Active
Company type
Private limited company
Incorporated
4 October 2024 (2 years old)
Registered office
100 Barbirolli Square, Manchester, M2 3AB, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Aidan Byrne-Carter Director Jan 1991 4 Oct 2024 1 other company
James Francis Igoe Director May 1978 4 Feb 2025 None
Gerard Gould Director Dec 1966 28 Jul 2025 15 other companies
Christopher Hurley Director Mar 1974 28 Jul 2025 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
still active
15
went insolvent
1

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£526k

No earlier figure to compare

Cash at bank

£530k

No earlier figure to compare

Employees (average)

2

No earlier figure to compare

Owed within a year

£121k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15997449. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pension Pulse’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2025

14 October 2025

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Voluntary application for imposition of requirements)
  • Became authorised by the FCA

FCA register

10 February 2025

  • James Francis Igoe became a part-owner (25–50% of shares)

Companies House

2024

4 October 2024

  • Incorporated at Companies House
  • Aidan Byrne-Carter became a part-owner (25–50% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Pension Pulse

Other FCA-listed firms that share a director, phone number or address with Pension Pulse. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Pension Pulse

Other firms of the same type (financial adviser), nearest first.

In Manchester

Anthony William LennonManchesterAuthorisedBaker Financial Planning LtdManchesterAuthorisedBlacksquare Advisory LimitedManchesterAuthorisedCarpenter Rees LimitedManchesterAuthorisedChamberlain AssociatesManchesterAuthorisedChristian Douglass Group LimitedManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pension Pulse

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 14 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Pension Pulse Ltd FCA authorised?
Yes, Pension Pulse Ltd (FRN 1029743) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2025 and works as a financial adviser. The FCA has placed a limit on what it may do.
What is Pension Pulse’s phone number and website?
The FCA register lists the phone number 0161 711 1885 and the website pensionpulse.co.uk for Pension Pulse. If you were given different contact details, use these to check with the firm before going any further.
Is Pension Pulse a scam or clone?
Pension Pulse is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pension Pulse?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Pension Pulse to the Financial Ombudsman Service, free of charge.
Who owns Pension Pulse?
Companies House lists 2 people with significant control of Pension Pulse: Mr James Francis Igoe (25–50% of shares) and Mr Aidan Byrne-Carter (25–50% of shares).
Who runs Pension Pulse?
Companies House lists 4 directors of Pension Pulse: Aidan Byrne-Carter, James Francis Igoe, Gerard Gould and Christopher Hurley.
How long has Pension Pulse been in business?
The company was formed on 4 October 2024, and has held its current FCA authorisation since October 2025.
What do Pension Pulse’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £526k (no earlier figure to compare) and cash at bank of £530k (no earlier figure to compare).

Sources and links

The full report on Pension Pulse Ltd

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