Pensionlite Ltd

Reference number: 778159

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pensionlite Ltd (FRN 778159) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Pensionlite's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pensionlite, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pensionlite.co.uk first appeared online, and whether it can receive email
  • What kind of line 01952 279379 is
  • Who else gives the postcode TF3 3BD
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • PL Mortgages Trading name
  • PL Wealth Trading name
  • Roseview Wealth Management Trading name
  • Advicelite Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10517547
Company status
Active
Company type
Private limited company
Incorporated
8 December 2016 (9 years old)
Registered office
Denby House Stafford Court, Stafford Park, Telford, Shropshire, TF3 3BD, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Sharon Kaur Purewal Director Jan 1980 1 Mar 2018 2 other companies
Michael Denis Shaw Director Jun 1960 1 Mar 2018 3 other companies
Lorna Jayne Young Director Aug 1986 1 Mar 2018 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
run together
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 3 directors run together
  • All 5 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£153k

+103% from £75.1k

Cash at bank

£78.2k

−38% from £126k

Employees (average)

17

−15% from 20

Owed within a year

£360k

−9.3% from £397k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10517547. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pensionlite’s history from the FCA register and Companies House, newest first.

Key events (10) All events (21)

2021

10 December 2021

  • Daniel Hawthorne stopped being a part-owner
  • Pl Financial Holdings Ltd took control (75–100% of shares)

Companies House

10 November 2021

  • Fiona Hawthorne stopped being a part-owner

Companies House

2018

14 August 2018

  • Andrew Hawthorne stopped being a part-owner
  • Daniel Hawthorne became a part-owner (25–50% of shares)
  • Fiona Hawthorne became a part-owner (25–50% of shares)

Companies House

9 March 2018

  • Changed its registered name from "Advicelite Ltd"

FCA register

2017

4 May 2017

  • Became an appointed representative

FCA register

2016

8 December 2016

  • Incorporated at Companies House
  • Andrew Hawthorne became a part-owner (25–50% of shares)

Companies House

In the full report: all 21 events

  • All 21 events in its history (10 shown here)
  • Every director appointment and resignation: 7
Instant PDF download

Firms like Pensionlite

Other firms of the same type (financial adviser), nearest first.

In Telford

Chartered Independent LtdTelfordAppointed representativeGood Life Wealth Consultancy LimitedTelfordAppointed representativeHenshall Wealth Management LtdTelfordAppointed representativeIan RobertsTelfordAppointed representativeMitra Financial Planning LtdTelfordAppointed representativeB Independent Financial Services LimitedTelfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pensionlite

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 21 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Pensionlite Ltd FCA authorised?
Pensionlite Ltd (FRN 778159) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pensionlite?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pensionlite Ltd (FRN 778159) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Pensionlite's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pensionlite, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pensionlite’s phone number and website?
The FCA register lists the phone number 01952 279379 and the website pensionlite.co.uk for Pensionlite. If you were given different contact details, use these to check with the firm before going any further.
Is Pensionlite a scam or clone?
Pensionlite is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pensionlite?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Pensionlite's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pensionlite?
Pensionlite is owned by Pl Financial Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 10 December 2021. Before that, it was controlled by Mr Andrew Hawthorne, Mrs Fiona Hawthorne and Daniel Hawthorne.
Who runs Pensionlite?
Companies House lists 3 directors of Pensionlite: Sharon Kaur Purewal, Michael Denis Shaw and Lorna Jayne Young.
How long has Pensionlite been in business?
The company was formed on 8 December 2016.
What do Pensionlite’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £153k (+103% from £75.1k) and cash at bank of £78.2k (−38% from £126k).
Does Pensionlite use any other names?
It trades as PL Mortgages, PL Wealth and Roseview Wealth Management. It has previously used the name Advicelite Ltd.

Sources and links

The full report on Pensionlite Ltd

£19.99 · Instant PDF download

Loading secure checkout…