People Places Lives Limited
Reference number: 1060323
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2008
- Accounts filed up to 30 June 2022
- 1 thing worth a closer look in the background checks
Responsible principal firm
MARK BATES LIMITED Reference number: 308390 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- People Places Lives Limited (FRN 1060323) is an AR of MARK BATES LIMITED (FRN 308390). When you use People Places Lives's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from People Places Lives, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
1 Smithy Court, Wigan, WN36PS, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When peopleplaceslives.co.uk first appeared online, and whether it can receive email
- What kind of line 07932 678845 is
- Who else gives the postcode WN36PS
Other names (1)
If you were contacted under any of these names, it is this firm.
- PPL Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mark Bates Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06654748 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 July 2008 (18 years old)
- Registered office
- Smithy Court, Smithy Brook Road, Wigan, WN3 6PS, England
- Nature of business
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- Other information technology service activities (SIC 62090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Geoffrey Bowes | Director | Sep 1976 | 1 Jun 2021 | 8 other companies |
| Claire Ellen Hewitt | Director | Mar 1972 | 24 Dec 2022 | 5 other companies |
| Lee Thomas Howard Jones | Director | Jul 1982 | 17 Aug 2023 | 9 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 15
- closed down
- 5
- run together
- 5
In the full report: all 15 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 5 companies these 3 directors run together
- All 14 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£1.54m
No earlier figure to compare
Cash at bank
£1.91m
+25% from £1.53m
Employees (average)
36
+9.1% from 33
Owed within a year
£1.70m
+25% from £1.36m
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06654748. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
People Places Lives’s history from the FCA register and Companies House, newest first.
2026
15 September 2026
- Became an appointed representative
FCA register
2016
6 April 2016
- Ppl UK Holdings Limited took control (75–100% of shares)
Companies House
2014
12 February 2014
- Board replaced: all 7 directors left and 3 new directors took over
Companies House
2008
23 July 2008
- Incorporated at Companies House
Companies House
In the full report: all 36 events
- All 36 events in its history (4 shown here)
- Every director appointment and resignation: 31
Firms like People Places Lives
Other firms of the same type (credit broker), nearest first.
In Wigan
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on People Places Lives
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 15 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 36 events in its history
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Frequently asked questions about this firm
Is People Places Lives Limited FCA authorised?
What does appointed representative mean for People Places Lives?
What is People Places Lives’ phone number and website?
Is People Places Lives a scam or clone?
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Who owns People Places Lives?
Who runs People Places Lives?
How long has People Places Lives been in business?
What do People Places Lives’ latest accounts show?
Does People Places Lives use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk