Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Peoples Liverpool Limited Reference number: 308517 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Peoples Ecosse Limited (FRN 514843) is an AR of Peoples Liverpool Limited (FRN 308517). When you use Peoples Ecosse's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Peoples Ecosse, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
The Autocentre, Callendar Road, Falkirk, Stirlingshire, FK1 1SQ, United Kingdom
In the full report: 2 background checks
- What kind of line 01324 621511 is, and the other firm that gives it
- Who else gives the postcode FK1 1SQ
Other names (1)
If you were contacted under any of these names, it is this firm.
- People Ecosse Limted Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Peoples Liverpool Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC176576 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 June 1997 (29 years old)
- Registered office
- Peoples Ecosse Limited, Callendar Road, Falkirk, FK1 1SQ, Scotland
- Nature of business
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- Sale of new cars and light motor vehicles (SIC 45111)
- Sale of used cars and light motor vehicles (SIC 45112)
- Maintenance and repair of motor vehicles (SIC 45200)
- Wholesale trade of motor vehicle parts and accessories (SIC 45310)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Brian Paton Gilda | Director | Apr 1949 | 29 Jul 1997 | 13 other companies |
| Stewart Mitchell Ramsay | Director | Oct 1957 | 29 Jul 1997 | 8 other companies |
| Nicola Sara Gilda | Director | Jun 1975 | 26 Oct 2005 | 1 other company |
| John Johannesen | Director | Aug 1980 | 19 Mar 2022 | 2 other companies |
| Roy Justin Morrison | Director | Mar 1968 | 19 Mar 2022 | 2 other companies |
| Darren James Stalker Mcdivitt | Director | Sep 1984 | 26 Jul 2022 | 3 other companies |
| Danielle Elizabeth Curry | Director | Dec 1981 | 10 Nov 2025 | 2 other companies |
| Lianne Dewar | Director | Feb 1987 | 22 Dec 2025 | 2 other companies |
| Stewart Mitchell Ramsay | Secretary | Not published | 29 Jul 1997 | 8 other companies |
Other companies run by these 8 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 14
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 14 companies, named
- What each company does, and whether it is still trading
- Which of these 8 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 8 companies these 8 directors run together
- All 18 people who have ever been directors, with their dates
Key dates in its history
Peoples Ecosse’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Peoples Limited took control (75–100% of shares)
Companies House
2015
19 May 2015
- Changed its registered name from "People Ecosse Limted"
FCA register
2009
18 December 2009
- Became an appointed representative
FCA register
1997
19 June 1997
- Incorporated at Companies House
Companies House
In the full report: all 28 events
- All 28 events in its history (4 shown here)
- Every director appointment and resignation: 24
Firms connected to Peoples Ecosse
Other FCA-listed firms that share a director, phone number or address with Peoples Ecosse. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Peoples Ecosse
Other firms of the same type (car dealer), nearest first.
In Falkirk
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Peoples Ecosse
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 14 other companies its directors have run, named
- 2 background checks on its contact details
- All 28 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk