Peregrine Asset Finance Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2001
Accounts filed up to 30 April 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

peregrinefinance.co.uk (opens in a new tab)
Phone number

01904 405299
Address

Peregrine Asset Finance, 3 Maple House, Wykeham Road, Northminster Business Park, York, YO26 6QW, United Kingdom

In the full report: 3 background checks

When peregrinefinance.co.uk first appeared online, and whether it can receive email
What kind of line 01904 405299 is, and the 2 other firms that give it
Who else gives the postcode YO26 6QW

Other names (12)

If you were contacted under any of these names, it is this firm.

OPICO Finance Trading name: A name it trades under now.
Sumo Finance Trading name: A name it trades under now.
Wise Agricultural Finance Trading name: A name it trades under now.
Engcon Finance Former trading name: A name it used to trade under.
HARDI Finance Former trading name: A name it used to trade under.
HE-VA Finance Former trading name: A name it used to trade under.
Keith Rennie Machinery Finance Former trading name: A name it used to trade under.
LH Agro Finance Former trading name: A name it used to trade under.
Maschio and Gaspardo Finance Former trading name: A name it used to trade under.
Peregrine Pullet Finance Former trading name: A name it used to trade under.
Sky Agriculture Finance Former trading name: A name it used to trade under.
Strautmann Finance Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Credit Broking
Debt Adjusting
Debt-counselling
Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04208223 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 30 April 2001 (25 years old)
Registered office: 3 Maple House Wykeham Road, Northminster Business Park, Upper Poppleton, York, YO26 6QW, England
Nature of business: Financial leasing (SIC 64910)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Steven Adam Spenceley	Director	Aug 1971	30 Apr 2001	7 other companies
Mark Jonathan Blacker	Director	May 1970	1 May 2023	2 other companies
Alan Spenceley	Secretary	Not published	30 Apr 2001	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 9
closed down: 1
are FCA-registered: 5

In the full report: all 9 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 5 on the FCA register
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 April 2026Full accountsNot audited

Total equity

£370k

+33% from £278k

Cash at bank

£500k

+20% from £416k

Owed within a year

£157k

−6.8% from £168k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04208223. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Peregrine Asset Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (29)

2016

1 September 2016

Steven Adam Spenceley took control (75–100% of shares)

Companies House

2015

18 March 2015

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2001

30 April 2001

Incorporated at Companies House

Companies House

In the full report: all 29 events

All 29 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms connected to Peregrine Asset Finance

Other FCA-listed firms that share a director, phone number or address with Peregrine Asset Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share a director: 4
share its phone number: 2

In the full report: all 4 connected firms, named

How each is linked: shared directors (4), the same phone number (2), the same postcode (3)
Who links each one: the named directors, with dates
1 past link through former directors

Firms like Peregrine Asset Finance

Other firms of the same type (credit broker), nearest first.

In York

Adam CollierYorkAuthorised Coates Finance LimitedYorkAuthorised David JeffreyYorkAuthorised Dr Aslam KhanYorkAuthorised Herbert Todd & SonYorkAuthorised Heworth Golf Club (York)YorkAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Peregrine Asset Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

9 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 29 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Peregrine Asset Finance Limited FCA authorised?

Yes, Peregrine Asset Finance Limited (FRN 649227) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2015 and works as a credit broker. The FCA has placed no limits on its permissions.

What is Peregrine Asset Finance’s phone number and website?

The FCA register lists the phone number 01904 405299 and the website peregrinefinance.co.uk for Peregrine Asset Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.

Is Peregrine Asset Finance a scam or clone?

Peregrine Asset Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Peregrine Asset Finance?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Peregrine Asset Finance handles your money, so check the specific product before you commit. You can also refer complaints about Peregrine Asset Finance to the Financial Ombudsman Service, free of charge.

Who owns Peregrine Asset Finance?

Companies House lists one person with significant control of Peregrine Asset Finance: Mr Steven Adam Spenceley (75–100% of shares).

Who runs Peregrine Asset Finance?

Companies House lists 2 directors of Peregrine Asset Finance: Steven Adam Spenceley and Mark Jonathan Blacker.

How long has Peregrine Asset Finance been in business?

The company was formed on 30 April 2001, and has held its current FCA authorisation since March 2015.

What do Peregrine Asset Finance’s latest accounts show?

Its latest accounts, to 30 April 2026, show total equity of £370k (+33% from £278k) and cash at bank of £500k (+20% from £416k).

Does Peregrine Asset Finance use any other names?

It trades as OPICO Finance, Sumo Finance and Wise Agricultural Finance. It has previously used 9 other names, including Engcon Finance, HARDI Finance and HE-VA Finance.