Perenna Bank PLC

Reference number: 956138

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When perenna.com first appeared online, and whether it can receive email
  • What kind of line 020 3697 8888 is
  • Who else gives the postcode WC1A 2SL
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Perenna Trading name: A name it trades under now.
  • Scroll Trading name: A name it trades under now.
  • Scroll Finance Trading name: A name it trades under now.
  • Perenna FFL PLC Former name: A name it was registered under before.
  • Gable Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Accepting Deposits
  • Administering a regulated mortgage contract
  • Dealing in investments as principal
  • Entering into a regulated mortgage contract as lender

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Public limited company
Incorporated
16 December 2020 (5 years old)
Registered office
The Bloomsbury Building, 10 Bloomsbury Way, London, WC1A 2SL, England
Nature of business
  • Banks (SIC 64191)

Directors and company secretaries

Name Role Born Appointed Other companies
Werner Victor De Leeuw Director Dec 1968 12 Jul 2021 1 other company
Angela Helen Clist Director Jun 1967 3 Aug 2022 1 other company
Sally Jane Veitch Director Apr 1973 3 Aug 2022 15 other companies
Kevin Michael Flaherty Director Oct 1965 3 Aug 2022 1 other company
David James Mccarthy Director May 1965 2 Jun 2025 48 other companies
Nicholas Aspinall Director Aug 1964 2 Oct 2025 3 other companies
Ian Arthur Henderson Director Jun 1960 28 Nov 2025 4 other companies
Scott Christopher Jones Director Jun 1960 28 Nov 2025 None
Claire Elizabeth Reeve Secretary Not published 27 Mar 2026 –

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
71
closed down
35
are FCA-registered
9

In the full report: all 71 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 9 on the FCA register, including one no longer authorised
  • The 2 companies these 8 directors run together
  • All 13 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2023Full accountsAudited

Profit before tax

−£15.4m

Not compared: the previous accounts cover a different length of time

Net assets

£44.9m

Up £50.6m from −£5.75m

Employees (average)

65

+117% from 30

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13084174. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Perenna Bank’s history from the FCA register and Companies House, newest first.

2022

4 October 2022

  • Changed its registered name from "Perenna FFL PLC"

FCA register

11 August 2022

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date
  • Became authorised by the FCA

FCA register

2020

16 December 2020

  • Incorporated at Companies House
  • Perenna Group Limited took control (75–100% of shares)

Companies House

In the full report: all 31 events

  • All 31 events in its history (6 shown here)
  • Every director appointment and resignation: 18
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Firms connected to Perenna Bank

Other FCA-listed firms that share a director, phone number or address with Perenna Bank. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
9
share a director
4
share its postcode
5

In the full report: all 9 connected firms, named

  • How each is linked: shared directors (4), the same postcode (5)
  • Who links each one: the named directors, with dates
  • 5 past links through former directors
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Firms like Perenna Bank

Other firms of the same type (bank or building society), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Perenna Bank

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 71 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 31 events in its history
  • 9 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Perenna Bank PLC FCA authorised?
Yes, Perenna Bank PLC (FRN 956138) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2022 and works as a bank or building society. The FCA has placed no limits on its permissions.
What is Perenna Bank’s phone number and website?
The FCA register lists the phone number 020 3697 8888 and the website perenna.com for Perenna Bank. If you were given different contact details, use these to check with the firm before going any further.
Is Perenna Bank a scam or clone?
Perenna Bank is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Perenna Bank?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Perenna Bank to the Financial Ombudsman Service, free of charge.
Who owns Perenna Bank?
Perenna Bank is owned by Perenna Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 16 December 2020.
Who runs Perenna Bank?
Companies House lists 8 directors of Perenna Bank: Werner Victor De Leeuw, Angela Helen Clist, Sally Jane Veitch, Kevin Michael Flaherty, David James McCarthy, Nicholas Aspinall and 2 more.
How long has Perenna Bank been in business?
The company was formed on 16 December 2020, and has held its current FCA authorisation since August 2022.
What do Perenna Bank’s latest accounts show?
Its latest accounts, to 31 December 2023, show profit before tax of −£15.4m (not compared: the previous accounts cover a different length of time) and net assets of £44.9m (up £50.6m from −£5.75m).
Does Perenna Bank use any other names?
It trades as Perenna, Scroll and Scroll Finance. It has previously used 2 other names: Perenna FFL PLC and Gable Mortgages.

Sources and links

The full report on Perenna Bank PLC

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