Perennial Financial Management Limited

Reference number: 402393

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When perennial-financial.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 323 3533 is
  • Who else gives the postcode WA3 6GR
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • BFS Financial Services Limited Former name
  • Bright Financial Services Ltd Former name
  • Bright Corporate Former trading name
  • Bright Equity Release Solutions Former trading name
  • ProInvest Former trading name
  • Ridings Financial Planning Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04609753
Company status
Active
Company type
Private limited company
Incorporated
5 December 2002 (23 years old)
Registered office
St. James's Place House, 1 Tetbury Road, Cirencester, Gloucestershire, GL7 1FP, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Timothy Peter Thompson Williams Director Jun 1980 30 Oct 2020 3 other companies
Lucy Boyne-Williams Director Jan 1982 1 Feb 2024 1 other company
Nicola Gallagher Director Sep 1974 28 Aug 2025 None
ST. JAMES'S PLACE CORPORATE SECRETARY LIMITED Corporate secretary Not published 7 Oct 2014 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
are FCA-registered
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 15 people who have ever been directors, with their dates
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Key dates in its history

Perennial Financial Management’s history from the FCA register and Companies House, newest first.

Key events (7) All events (43)

2020

14 January 2020

  • Changed its registered name from "BFS Financial Services Limited"

FCA register

2016

28 November 2016

  • St. James's Place Acquisition Services Limited took control (75–100% of shares)

Companies House

2013

17 September 2013

  • Changed its registered name from "Bright Financial Services Ltd"

FCA register

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

27 June 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

5 December 2002

  • Incorporated at Companies House

Companies House

In the full report: all 43 events

  • All 43 events in its history (7 shown here)
  • Every director appointment and resignation: 25
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Firms connected to Perennial Financial Management

Other FCA-listed firms that share a director, phone number or address with Perennial Financial Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past links
2

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 2 past links through former directors
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Firms like Perennial Financial Management

Other firms of the same type (financial adviser), nearest first.

In Warrington

Ashley Kneale Associates LtdWarringtonAuthorisedAt Retirement Options Wealth Management LtdWarringtonAuthorisedB & S Financial Management LimitedWarringtonAuthorisedBallma LtdWarringtonAuthorisedBlithe House Financial Management LtdWarringtonAuthorisedChartwell Financial Services LimitedWarringtonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Perennial Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 43 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Perennial Financial Management Limited FCA authorised?
Yes, Perennial Financial Management Limited (FRN 402393) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2005 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Perennial Financial Management’s phone number and website?
The FCA register lists the phone number 0333 323 3533 and the website perennial-financial.co.uk for Perennial Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Perennial Financial Management a scam or clone?
Perennial Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Perennial Financial Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Perennial Financial Management to the Financial Ombudsman Service, free of charge.
Who owns Perennial Financial Management?
Perennial Financial Management is owned by St. James's Place Acquisition Services Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 November 2016.
Who runs Perennial Financial Management?
Companies House lists 3 directors of Perennial Financial Management: Timothy Peter Thompson Williams, Lucy Boyne-Williams and Nicola Gallagher.
How long has Perennial Financial Management been in business?
The company was formed on 5 December 2002, and has held its current FCA authorisation since June 2005.
Does Perennial Financial Management use any other names?
It has previously used 6 other names, including BFS Financial Services Limited, Bright Financial Services Ltd and Bright Corporate.

Sources and links

The full report on Perennial Financial Management Limited

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