Perfect Financial Planning Limited

Reference number: 1034052

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Perfect Financial Planning Limited (FRN 1034052) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Perfect Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Perfect Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When perfectfinancialplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 0115 924 2899 is, and the 6 other firms that give it
  • Who else gives the postcode LE7 3FU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16421341
Company status
Active
Company type
Private limited company
Incorporated
30 April 2025 (1 year old)
Registered office
17 New Zealand Lane, Queniborough, Leicester, LE7 3FU, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Jayesh Balvantrai Pandya Director Sep 1972 30 Apr 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Perfect Financial Planning’s history from the FCA register and Companies House, newest first.

2025

23 May 2025

  • Became an appointed representative
  • Began trading as "Perfect Financial Planning"

FCA register

30 April 2025

  • Incorporated at Companies House
  • Jayesh Balvantrai Pandya took control (75–100% of shares)
  • Jayesh Balvantrai Pandya appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Perfect Financial Planning

Other FCA-listed firms that share a director, phone number or address with Perfect Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share its phone number
6

In the full report: all 6 connected firms, named

  • How each is linked: the same phone number (6)
  • Who links each one: the named directors, with dates
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Firms like Perfect Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Leicester

Accomplished Financial Solutions LtdLeicesterAppointed representativeAMW Financial Planning LimitedLeicesterAppointed representativeAshton Financial Planning Ltd.LeicesterAppointed representativeAthena Wealth Management LtdLeicesterAppointed representativeBabra Financials LtdLeicesterAppointed representativeBarnsdale Financial Management LimitedLeicesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Perfect Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Perfect Financial Planning Limited FCA authorised?
Perfect Financial Planning Limited (FRN 1034052) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Perfect Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Perfect Financial Planning Limited (FRN 1034052) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Perfect Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Perfect Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Perfect Financial Planning’s phone number and website?
The FCA register lists the phone number 0115 924 2899 and the website perfectfinancialplanning.co.uk for Perfect Financial Planning. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 6 other FCA firms.
Is Perfect Financial Planning a scam or clone?
Perfect Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Perfect Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Perfect Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Perfect Financial Planning?
Companies House lists one person with significant control of Perfect Financial Planning: Mr Jayesh Balvantrai Pandya (75–100% of shares).
Who runs Perfect Financial Planning?
Companies House lists one director of Perfect Financial Planning: Jayesh Balvantrai Pandya.
How long has Perfect Financial Planning been in business?
The company was formed on 30 April 2025.

Sources and links

The full report on Perfect Financial Planning Limited

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