Authorisation being cancelled, but in an insolvency process
This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.
What the FCA says
ATTENTION - Firm in an insolvency process
This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
R M T Accountants & Business Advisors Ltd, Unit 2, Gosforth Park Avenue, Newcastle Upon Tyne, North Tyneside, NE12 8EG, United Kingdom
In the full report: 2 background checks
- What kind of line 0191 256 9500 is
- Who else gives the postcode NE12 8EG
Other names (15)
If you were contacted under any of these names, it is this firm.
- Peritus International Trading name: A name it trades under now.
- Peritus Wealth Trading name: A name it trades under now.
- Borders Financial Services Former trading name: A name it used to trade under.
- Central Wealth Planning Former trading name: A name it used to trade under.
- NDLDN Private Finance Former trading name: A name it used to trade under.
- OSL Financial Services Former trading name: A name it used to trade under.
- Peritus Former trading name: A name it used to trade under.
- Peritus Network Former trading name: A name it used to trade under.
- Peritus Protect Former trading name: A name it used to trade under.
- Property Lifestyle Mortgages Former trading name: A name it used to trade under.
- Prosperity Mortgages Former trading name: A name it used to trade under.
- The Mortgage Plan Former trading name: A name it used to trade under.
- Thoroughgood Advisors Former trading name: A name it used to trade under.
- Virtue Protect Former trading name: A name it used to trade under.
- Walton Robinson Private Finance Former trading name: A name it used to trade under.
Past FCA permissions and consumer protection
- In an insolvency processMoney the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (14 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Advising on Pension Transfers and Pension Opt Outs
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt Adjusting
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
- Providing Credit Information Services
Limits on the record
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Companies House records this company in administration.
- This company has insolvency history on record.
- Company number
- 03490834 (opens Companies House in a new tab)
- Company status
- Administration
- Company type
- Private limited company
- Incorporated
- 12 January 1998 (28 years old)
- Registered office
- Rmt Accountants And Business Advisors Ltd, Gosforth Park Avenue, Newcastle Upon Tyne, Tyne & Wear, NE12 8EG
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kerry Baker | Director | Feb 1971 | 11 Feb 2026 | 5 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 2
- went insolvent
- 2
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- The 2 that went into liquidation or administration
- The one on the FCA register, including one no longer authorised
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£188k
+55% from £121k
Cash at bank
£27.9k
+60% from £17.4k
Employees (average)
8
−11% from 9
Owed within a year
£208k
+137% from £88.0k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 03490834. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Peritus Private Finance’s history from the FCA register and Companies House, newest first.
2026
27 January 2026
- Kerry Baker became the majority owner (50–75% of shares)
Companies House
2025
25 March 2025
- Darren Baker stopped being the majority owner
Companies House
2017
5 June 2017
- FCA imposed a requirement (Not permitted to canvass off trade premises)
FCA register
2016
6 September 2016
- Darren Baker became the majority owner (50–75% of shares)
Companies House
1 September 2016
- Regulated by the FCA from this date
- Applied to cancel its FCA authorisation
FCA register
1998
12 January 1998
- Incorporated at Companies House
Companies House
In the full report: all 52 events
- All 52 events in its history (7 shown here)
- Every director appointment and resignation: 15
Firms connected to Peritus Private Finance
Other FCA-listed firms that share a director, phone number or address with Peritus Private Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 1
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: shared directors (1), the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Peritus Private Finance
Other firms of the same type (financial adviser), nearest first.
In Newcastle Upon Tyne
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Peritus Private Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 52 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Peritus Private Finance’s latest accounts show?
Does Peritus Private Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk