Personal Buyer Service Limited

Reference number: 815833

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When vehicle-finders.co.uk first appeared online, and whether it can receive email
  • What kind of line 01392 860373 is
  • Who else gives the postcode EX5 5PJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Vehicle-Finders.co.uk Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07964609
Company status
Active
Company type
Private limited company
Incorporated
24 February 2012 (14 years old)
Registered office
C/O Va Accountancy Suite 9, Swallow Court, Devonshire Gate, Sampford Peverell, Tiverton, Devon, EX16 7EJ, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Karl Elliott Wilson Director Feb 1968 24 Feb 2012 3 other companies
Vanessa Wilson Director Jan 1978 24 Feb 2012 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£86.9k

+45% from £59.9k

Employees (average)

2

+100% from 1

Owed within a year

£177k

+7.6% from £165k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07964609. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Personal Buyer Service’s history from the FCA register and Companies House, newest first.

Key events (7) All events (12)

2026

20 May 2026

  • Vanessa Marie Wilson became a part-owner (25–50% of shares)

Companies House

19 May 2026

  • Vanessa Wilson stopped being a part-owner

Companies House

2018

22 August 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Karl Wilson became a part-owner (25–50% of shares)
  • Vanessa Wilson became a part-owner (25–50% of shares)

Companies House

2012

24 February 2012

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 2
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Firms like Personal Buyer Service

Other firms of the same type (car dealer), nearest first.

In Exeter

C.s.g.pollitt LimitedExeterAuthorisedComplete Motorcycle ServicesExeterAuthorisedDivers Motor Company LimitedExeterAuthorisedEast Devon Motor Company LtdExeterAuthorisedExpress Cars Exeter LimitedExeterAuthorisedGd Car Sales LimitedExeterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Personal Buyer Service

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Personal Buyer Service Limited FCA authorised?
Yes, Personal Buyer Service Limited (FRN 815833) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2018 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Personal Buyer Service’s phone number and website?
The FCA register lists the phone number 01392 860373 and the website vehicle-finders.co.uk for Personal Buyer Service. If you were given different contact details, use these to check with the firm before going any further.
Is Personal Buyer Service a scam or clone?
Personal Buyer Service is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Personal Buyer Service?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Personal Buyer Service handles your money, so check the specific product before you commit. You can also refer complaints about Personal Buyer Service to the Financial Ombudsman Service, free of charge.
Who owns Personal Buyer Service?
Companies House lists 2 people with significant control of Personal Buyer Service: Mrs Vanessa Marie Wilson (25–50% of shares) and Karl Wilson (25–50% of shares). Before that, it was controlled by Vanessa Wilson.
Who runs Personal Buyer Service?
Companies House lists 2 directors of Personal Buyer Service: Karl Elliott Wilson and Vanessa Wilson.
How long has Personal Buyer Service been in business?
The company was formed on 24 February 2012, and has held its current FCA authorisation since August 2018.
What do Personal Buyer Service’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £86.9k (+45% from £59.9k).
Does Personal Buyer Service use any other names?
It trades as Vehicle-Finders.co.uk.

Sources and links

The full report on Personal Buyer Service Limited

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