Perspective Cars and Commercials Ltd

Reference number: 988710

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When perspectivecars.com first appeared online, and whether it can receive email
  • What kind of line 07494 281286 is
  • Who else gives the postcode DH4 4AS
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14529565
Company status
Active
Company type
Private limited company
Incorporated
8 December 2022 (3 years old)
Registered office
Perspective Cars And Commercials Ltd, Newbottle Street, Houghton Le Spring, Tyne And Wear, DH4 4AS, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Sale of other motor vehicles (SIC 45190)
  • Maintenance and repair of motor vehicles (SIC 45200)
  • Wholesale trade of motor vehicle parts and accessories (SIC 45310)

Directors and company secretaries

Name Role Born Appointed Other companies
Ryan Chatterjee Director Jan 1990 8 Dec 2022 None
Sarah Thompson Director Feb 1991 8 Dec 2022 1 other company
Daniel Evans Director Jul 1993 29 Mar 2023 None
Sarah Thompson Secretary Not published 8 Dec 2022 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

−£4,299

−266% from £2,597

Cash at bank

£28.4k

No earlier figure to compare

Employees (average)

4

+100% from 2

Net assets are negative: on its last balance sheet the company owed £4,299 more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14529565. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Perspective Cars and Commercials’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2023

29 March 2023

  • Daniel Evans became a part-owner (25–50% of shares)

Companies House

2022

28 December 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

8 December 2022

  • Incorporated at Companies House
  • Ryan Chatterjee became a part-owner (25–50% of shares)
  • Sarah Thompson became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Perspective Cars and Commercials

Other firms of the same type (car dealer), nearest first.

In Houghton Le Spring

All Cars Direct LimitedHoughton Le SpringAuthorisedLeisure Caravans LimitedHoughton Le SpringAuthorisedsnippersgate '88 limitedHoughton Le SpringAuthorisedRainton Bridge Motors LimitedHoughton Le SpringAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Perspective Cars and Commercials

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 11 events in its history

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Frequently asked questions about this firm

Is Perspective Cars and Commercials Ltd FCA authorised?
Yes, Perspective Cars and Commercials Ltd (FRN 988710) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2022 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Perspective Cars and Commercials’ phone number and website?
The FCA register lists the phone number 07494 281286 and the website perspectivecars.com for Perspective Cars and Commercials. If you were given different contact details, use these to check with the firm before going any further.
Is Perspective Cars and Commercials a scam or clone?
Perspective Cars and Commercials is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Perspective Cars and Commercials?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Perspective Cars and Commercials handles your money, so check the specific product before you commit. You can also refer complaints about Perspective Cars and Commercials to the Financial Ombudsman Service, free of charge.
Who owns Perspective Cars and Commercials?
Companies House lists 3 people with significant control of Perspective Cars and Commercials: Daniel Evans (25–50% of shares), Miss Sarah Thompson (25–50% of shares) and Mr Ryan Chatterjee (25–50% of shares).
Who runs Perspective Cars and Commercials?
Companies House lists 3 directors of Perspective Cars and Commercials: Ryan Chatterjee, Sarah Thompson and Daniel Evans.
How long has Perspective Cars and Commercials been in business?
The company was formed on 8 December 2022, and has held its current FCA authorisation since December 2022.
What do Perspective Cars and Commercials’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£4,299 (−266% from £2,597) and cash at bank of £28.4k (no earlier figure to compare).

Sources and links

The full report on Perspective Cars and Commercials Ltd

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