Peter Howard Financial Services Ltd

Reference number: 516003

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Yorkshire Independent Financial Advisers Limited Reference number: 474338 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Peter Howard Financial Services Ltd (FRN 516003) is an AR of Yorkshire Independent Financial Advisers Limited (FRN 474338). When you use Peter Howard Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Peter Howard Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01937 580004

  • Address

    4 Wharfe Mews, Cliffe Terrace, Wetherby, West Yorkshire, LS22 6LX, United Kingdom

In the full report: 2 background checks

  • What kind of line 01937 580004 is
  • Who else gives the postcode LS22 6LX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Yorkshire Independent Financial Advisers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
PETER HOWARD FINANCIAL SERVICES LIMITED
Company number
07112656
Company status
Active
Company type
Private limited company
Incorporated
24 December 2009 (16 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Charles Foreman Director Nov 1959 24 Dec 2009 None
Jeanette Marie Smith Director Aug 1968 24 Dec 2009 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Total equity

£142k

+19% from £120k

Cash at bank

£131k

+18% from £112k

Owed within a year

£10.9k

+19% from £9,176

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07112656. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Peter Howard Financial Services’s history from the FCA register and Companies House, newest first.

Key events (9) All events (15)

2025

19 December 2025

  • Gillian Clare Foreman stopped being a part-owner
  • Jeanette Marie Smith stopped being a part-owner
  • Simon Charles Foreman no longer has significant control

Companies House

2016

6 April 2016

  • Gillian Clare Foreman became a part-owner (25–50% of shares)
  • Jeanette Marie Smith became a part-owner (25–50% of shares)
  • Simon Charles Foreman became a part-owner (25–50% of shares)
  • Simon Charles Foreman gained significant control

Companies House

2010

11 January 2010

  • Became an appointed representative

FCA register

2009

24 December 2009

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (9 shown here)
  • Every director appointment and resignation: 6
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Firms like Peter Howard Financial Services

Other firms of the same type (financial adviser), nearest first.

In Wetherby

Bates Wealth Management LtdWetherbyAppointed representativeCastle and Grey LimitedWetherbyAppointed representativeDiane WatsonWetherbyAppointed representativeDWB Wealth Consultancy LimitedWetherbyAppointed representativeGreg ThomsonWetherbyAppointed representativeJoanna DodsonWetherbyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Peter Howard Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Peter Howard Financial Services Ltd FCA authorised?
Peter Howard Financial Services Ltd (FRN 516003) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Peter Howard Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Peter Howard Financial Services Ltd (FRN 516003) is an AR of Yorkshire Independent Financial Advisers Limited (FRN 474338). When you use Peter Howard Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Peter Howard Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Peter Howard Financial Services’ phone number?
The FCA register lists the phone number 01937 580004 for Peter Howard Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Peter Howard Financial Services a scam or clone?
Peter Howard Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Peter Howard Financial Services?
Protection works through Yorkshire Independent Financial Advisers Limited, the principal firm responsible for Peter Howard Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Peter Howard Financial Services?
Companies House lists 2 people with significant control of Peter Howard Financial Services: Mr Simon Charles Foreman (25–50% of shares) and Mrs Jeanette Marie Smith (25–50% of shares). Before that, it was controlled by Mrs Gillian Clare Foreman.
Who runs Peter Howard Financial Services?
Companies House lists 2 directors of Peter Howard Financial Services: Simon Charles Foreman and Jeanette Marie Smith.
How long has Peter Howard Financial Services been in business?
The company was formed on 24 December 2009.
What do Peter Howard Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £142k (+19% from £120k) and cash at bank of £131k (+18% from £112k).

Sources and links

The full report on Peter Howard Financial Services Ltd

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