Petsmedicover Limited

Reference number: 831200

Instant download

No longer authorised

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 2 October 2026.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    muddypawsinsurance.co.uk/vmc

  • Last known phone number

    0121 308 8685

  • Last known address

    Unit 7, Albany Park, Cabot Lane, Poole, Dorest, BH17 7BX, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

  • When muddypawsinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 308 8685 is
  • Who else gives the postcode BH17 7BX
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • Carers Pet Cover Trading name
  • I Need Pet Cover Trading name
  • pezo Trading name
  • Vetsmedicover Trading name

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
10055485
Company status
Active
Company type
Private limited company
Incorporated
10 March 2016 (10 years old)
Registered office
7th Floor Corn Exchange, 55 Mark Lane, London, EC3R 7NE, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul James Arnold Director May 1977 26 Sep 2023 1 other company
Ian Ross Director Aug 1974 26 Sep 2023 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2022Micro-entity accountsNot audited

Total equity

£133k

No earlier figure to compare

Employees (average)

4

Same as 4

Owed within a year

£435k

+280% from £114k

Its next accounts are overdue at Companies House.

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2019 to 2022
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10055485. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Petsmedicover’s history from the FCA register and Companies House, newest first.

Key events (11) All events (23)

2026

2 October 2026

  • No longer regulated by the FCA
  • Stopped being authorised by the FCA

FCA register

2023

1 August 2023

  • Brown & Brown Retail Holdco (Europe) Limited took control (75–100% of shares)
  • Patrick Michael Oddie stopped being a part-owner
  • Sarah Bascombe stopped being a part-owner

Companies House

2019

2 December 2019

  • Regulated by the FCA from this date

FCA register

2017

5 April 2017

  • Ian Campbell Bascombe stopped being a part-owner
  • Sarah Bascombe became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Ian Campbell Bascombe became a part-owner (25–50% of shares)
  • Patrick Michael Oddie became a part-owner (25–50% of shares)

Companies House

10 March 2016

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (11 shown here)
  • Every director appointment and resignation: 8
Instant PDF download

Firms connected to Petsmedicover

Other FCA-listed firms that share a director, phone number or address with Petsmedicover. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Get the full report on Petsmedicover

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 4 years of accounts, charted
  • All 23 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Petsmedicover Limited FCA authorised?
No. Petsmedicover Limited (FRN 831200) is still listed on the FCA register, but the record is closed: no longer authorised.
Is Petsmedicover a scam or clone?
Petsmedicover is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Petsmedicover?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Petsmedicover has no cover, because it is no longer permitted to carry it out.
Who owns Petsmedicover?
Petsmedicover is owned by Brown & Brown Retail Holdco (Europe) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 August 2023. Before that, it was controlled by Mr Ian Campbell Bascombe, Mrs Sarah Bascombe and Mr Patrick Michael Oddie.
Who runs Petsmedicover?
Companies House lists 2 directors of Petsmedicover: Paul James Arnold and Ian Ross.
How long has Petsmedicover been in business?
The company was formed on 10 March 2016.
What do Petsmedicover’s latest accounts show?
Its latest accounts, to 31 December 2022, show total equity of £133k (no earlier figure to compare). Its accounts are overdue at Companies House.
Does Petsmedicover use any other names?
It trades as Carers Pet Cover, I Need Pet Cover, pezo and Vetsmedicover.

Sources and links

The full report on Petsmedicover Limited

£19.99 · Instant PDF download

Loading secure checkout…