Philip H Meek Ltd

Reference number: 487016

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Philip H Meek Ltd (FRN 487016) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Philip H Meek's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Philip H Meek, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    17 Walnut Road, Torquay, Devon, TQ2 6HP, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode TQ2 6HP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Phillip Meek Mortgages Trading name: A name it trades under now.
  • Phil Meek Residential Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
PHILIP H. MEEK LIMITED
Company status
Active
Company type
Private limited company
Incorporated
23 July 2002 (24 years old)
Registered office
17 Walnut Road, Torquay, TQ2 6HP
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Hugh Meek Director Mar 1964 18 Sep 2002 1 other company
Karen Ann Legg Secretary Not published 18 Sep 2002 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£312

−91% from £3,405

Employees (average)

5

Same as 5

Owed within a year

£5,926

+166% from £2,227

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04492974. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Philip H Meek’s history from the FCA register and Companies House, newest first.

2020

12 June 2020

  • Jayne Meek became a part-owner (25–50% of shares)

Companies House

2017

6 June 2017

  • Philip Hugh Meek became a part-owner (25–50% of shares)

Companies House

2008

1 August 2008

  • Became an appointed representative

FCA register

2002

23 July 2002

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Philip H Meek

Other FCA-listed firms that share a director, phone number or address with Philip H Meek. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Philip H Meek

Other firms of the same type (mortgage adviser or broker), nearest first.

In Torquay

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Philip H Meek

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 1 background check on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Philip H Meek Ltd FCA authorised?
Philip H Meek Ltd (FRN 487016) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Philip H Meek?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Philip H Meek Ltd (FRN 487016) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Philip H Meek's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Philip H Meek, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is Philip H Meek a scam or clone?
Philip H Meek is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Philip H Meek?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for Philip H Meek's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Philip H Meek?
Companies House lists 2 people with significant control of Philip H Meek: Mrs Jayne Meek (25–50% of shares) and Mr Philip Hugh Meek (25–50% of shares).
Who runs Philip H Meek?
Companies House lists one director of Philip H Meek: Philip Hugh Meek.
How long has Philip H Meek been in business?
The company was formed on 23 July 2002.
What do Philip H Meek’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £312 (−91% from £3,405).
Does Philip H Meek use any other names?
It trades as Phillip Meek Mortgages and Phil Meek Residential.

Sources and links

The full report on Philip H Meek Ltd

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