On the register, but not FCA authorised
Philip Noble is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how they treat customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
11 Bath Street, St. Helier, Jersey, JE4 8UT, United Kingdom
In the full report: 1 background check
- Who else gives the postcode JE4 8UT
Other names (2)
If you were contacted under any of these names, it is this firm.
- Rock Financial Assistance (RFA) Trading name: A name it trades under now.
- Rock Financial Assistance Former name: A name it was registered under before.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
Philip Noble’s history from the FCA register and Companies House, newest first.
2025
13 October 2025
- Changed its registered name from "Rock Financial Assistance"
FCA register
30 September 2025
- Registered with the FCA
FCA register
11 April 2025
- Began trading as "Rock Financial Assistance (RFA)"
FCA register
Director appointments and resignations, and trading names, appear under All events.
Get the full report on Philip Noble
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- 1 background check on its contact details
- All 3 events in its history
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Frequently asked questions about this firm
Is Philip Noble FCA authorised?
Is Philip Noble a scam or clone?
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Does Philip Noble use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Report a scam to the FCA fca.org.uk