Phillip Pye

Reference number: 815443

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Appointed representative

PHILLIP PYE does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

4 Point Financial Services Limited Reference number: 631259 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • PHILLIP PYE (FRN 815443) is an AR of 4 Point Financial Services Limited (FRN 631259). When you use PHILLIP PYE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from PHILLIP PYE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07813 027719

  • Address

    125 Liverpool Road South, Burscough, Ormskirk, Lancashire, L40 7SY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07813 027719 is
  • Who else gives the postcode L40 7SY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Alfa Recovery Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through 4 Point Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Phillip Pye’s history from the FCA register and Companies House, newest first.

2018

3 August 2018

  • Became an appointed representative
  • Began trading as "Alfa Recovery"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Get the full report on Phillip Pye

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Phillip Pye FCA authorised?
Phillip Pye (FRN 815443) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Phillip Pye?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Phillip Pye (FRN 815443) is an AR of 4 Point Financial Services Limited (FRN 631259). When you use Phillip Pye's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Phillip Pye, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Phillip Pye’s phone number?
The FCA register lists the phone number 07813 027719 for Phillip Pye. If you were given different contact details, use these to check with the firm before going any further.
Is Phillip Pye a scam or clone?
Phillip Pye is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Phillip Pye?
Protection works through 4 Point Financial Services Limited, the principal firm responsible for Phillip Pye's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Phillip Pye use any other names?
It trades as Alfa Recovery.

Sources and links

The full report on Phillip Pye

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