Photolease Limited

Reference number: 786318

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When photolease.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7613 0633 is
  • Whether EC2A 4NE is a shared office: 81 other firms give it
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FCA permissions and consumer protection

  • Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09992509
Company status
Active
Company type
Private limited company
Incorporated
8 February 2016 (10 years old)
Registered office
Ground Floor, 31 Kentish Town Road, London, NW1 8NL, United Kingdom
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
David Paul Philipson Director Feb 1951 8 Feb 2016 3 other companies
Stefan David Philipson Director Sep 1977 8 Feb 2016 None
Anthony Sebastian Philipson Director Dec 1971 31 May 2022 1 other company
Sean Joseph Finn Director May 1989 1 Aug 2023 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
still active
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

£4.25m

−6.9% from £4.57m

Cash at bank

£165k

−88% from £1.36m

Owed within a year

£10.3m

+29% from £7.97m

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09992509. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Photolease’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2017

24 August 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Stefan David Philipson took control (75–100% of shares)

Companies House

8 February 2016

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms like Photolease

Other firms of the same type (car leasing or hire), nearest first.

In London

Motability Operations LimitedLondonAuthorisedAmour Prestige International LtdLondonAuthorisedAuto Prive Leasing LimitedLondonAuthorisedCabvision Capital LimitedLondonAuthorisedCarGo Cars LimitedLondonAuthorisedChampion Hire (London) LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Photolease

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 4 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Photolease Limited FCA authorised?
Yes, Photolease Limited (FRN 786318) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2017 and works as a car leasing or hire. The FCA has placed no limits on its permissions.
What is Photolease’s phone number and website?
The FCA register lists the phone number 020 7613 0633 and the website photolease.co.uk for Photolease. If you were given different contact details, use these to check with the firm before going any further.
Is Photolease a scam or clone?
Photolease is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Photolease?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Photolease handles your money, so check the specific product before you commit. You can also refer complaints about Photolease to the Financial Ombudsman Service, free of charge.
Who owns Photolease?
Companies House lists one person with significant control of Photolease: Stefan David Philipson (75–100% of shares).
Who runs Photolease?
Companies House lists 4 directors of Photolease: David Paul Philipson, Stefan David Philipson, Anthony Sebastian Philipson and Sean Joseph Finn.
How long has Photolease been in business?
The company was formed on 8 February 2016, and has held its current FCA authorisation since August 2017.
What do Photolease’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £4.25m (−6.9% from £4.57m) and cash at bank of £165k (−88% from £1.36m).

Sources and links

The full report on Photolease Limited

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