Photon Dance Fintech UK Limited

Reference number: 1042732

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When photonpay.com first appeared online, and whether it can receive email
  • What kind of line 07389 843053 is
  • Whether EC3V 3ND is a shared office: 24 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • PhotonPay Trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money

Limits on what they may do

  • Agents and distributors.
    The firm will not onboard any agents or use any distributors.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09833045
Company status
Active
Company type
Private limited company
Incorporated
20 October 2015 (11 years old)
Registered office
1st Floor Front, 36 Gerrard Street, London, W1D 5QA, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Shuoguang Wang Director Aug 1973 20 Oct 2015 4 other companies
Min Chen Director May 1991 15 Dec 2023 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

£398k

+267% from £109k

Cash at bank

£1.21m

+799% from £134k

Employees (average)

0

Same as 0

Owed within a year

£1.71m

Up £1.68m from £25.8k

* Cash at bank usually includes customers’ money.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09833045. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Photon Dance Fintech UK’s history from the FCA register and Companies House, newest first.

Key events (7) All events (10)

2026

16 October 2026

  • FCA imposed a requirement (Agents and distributors.)
  • Became an authorised e-money institution

FCA register

14 September 2026

  • Regulated by the FCA from this date

FCA register

2023

15 December 2023

  • Min Chen took control (75–100% of shares)
  • Shuoguang Wang gave up control

Companies House

2016

19 October 2016

  • Shuoguang Wang took control (75–100% of shares)

Companies House

2015

20 October 2015

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (7 shown here)
  • Every director appointment and resignation: 2
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Get the full report on Photon Dance Fintech UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Photon Dance Fintech UK Limited FCA authorised?
Yes, Photon Dance Fintech UK Limited (FRN 1042732) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2026 and works as a payment or money transfer firm. The FCA has placed a limit on what it may do.
What is Photon Dance Fintech UK’s phone number and website?
The FCA register lists the phone number 07389 843053 and the website photonpay.com/uk for Photon Dance Fintech UK. If you were given different contact details, use these to check with the firm before going any further.
Is Photon Dance Fintech UK a scam or clone?
Photon Dance Fintech UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Photon Dance Fintech UK?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Photon Dance Fintech UK to the Financial Ombudsman Service, free of charge.
Who owns Photon Dance Fintech UK?
Companies House lists one person with significant control of Photon Dance Fintech UK: Mr Min Chen (75–100% of shares). Before that, it was controlled by Mr Shuoguang Wang.
Who runs Photon Dance Fintech UK?
Companies House lists 2 directors of Photon Dance Fintech UK: Shuoguang Wang and Min Chen.
How long has Photon Dance Fintech UK been in business?
The company was formed on 20 October 2015, and has held its current FCA authorisation since October 2026.
What do Photon Dance Fintech UK’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £398k (+267% from £109k) and cash at bank of £1.21m (+799% from £134k).
Does Photon Dance Fintech UK use any other names?
It trades as PhotonPay.

Sources and links

The full report on Photon Dance Fintech UK Limited

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