PIA Financial Group Limited

Reference number: 722746

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When piafg.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3867 7440 is
  • Who else gives the postcode N3 1LJ
Instant PDF download

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09592938
Company status
Active
Company type
Private limited company
Incorporated
15 May 2015 (11 years old)
Registered office
9 Vermont Place, Milton Keynes, Buckinghamshire, MK15 8JA, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Vincenzo Salvatore Antonio Spano Director Jun 1979 15 May 2015 31 other companies
Emilia Spano Director Feb 1959 7 Jun 2021 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
34
closed down
11
are FCA-registered
2

In the full report: all 34 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Total equity

£20.0k

−5.5% from £21.1k

Cash at bank

£69.4k

No earlier figure to compare

Employees (average)

11

Same as 11

Owed within a year

£615k

+139% from £258k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09592938. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

PIA Financial Group’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2022

30 May 2022

  • Pia Holdings Limited stopped being a part-owner

Companies House

2019

13 December 2019

  • Pia Holdings Limited became a part-owner (25–50% of shares)

Companies House

2016

30 June 2016

  • Vincenzo Salvatore Antonio Spano became the majority owner (50–75% of shares)

Companies House

1 June 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2015

15 May 2015

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms connected to PIA Financial Group

Other FCA-listed firms that share a director, phone number or address with PIA Financial Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
Instant PDF download

Firms like PIA Financial Group

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Saga Personal Finance LimitedLondonAuthorisedLegal & General Partnership Services LimitedLondonAuthorisedPrudential Distribution LimitedLondonAuthorisedQuilter Mortgage Planning LimitedLondonAuthorisedEnness LimitedLondonAuthorisedPivotal Financial LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on PIA Financial Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 34 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is PIA Financial Group Limited FCA authorised?
Yes, PIA Financial Group Limited (FRN 722746) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is PIA Financial Group’s phone number and website?
The FCA register lists the phone number 020 3867 7440 and the website piafg.co.uk for PIA Financial Group. If you were given different contact details, use these to check with the firm before going any further.
Is PIA Financial Group a scam or clone?
PIA Financial Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with PIA Financial Group?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about PIA Financial Group to the Financial Ombudsman Service, free of charge.
Who owns PIA Financial Group?
Companies House lists one person with significant control of PIA Financial Group: Mr Vincenzo Salvatore Antonio Spano (50–75% of shares). Before that, it was controlled by Pia Holdings Limited.
Who runs PIA Financial Group?
Companies House lists 2 directors of PIA Financial Group: Vincenzo Salvatore Antonio Spano and Emilia Spano.
How long has PIA Financial Group been in business?
The company was formed on 15 May 2015, and has held its current FCA authorisation since June 2016.
What do PIA Financial Group’s latest accounts show?
Its latest accounts, to 31 May 2025, show total equity of £20.0k (−5.5% from £21.1k) and cash at bank of £69.4k (no earlier figure to compare).

Sources and links

The full report on PIA Financial Group Limited

£19.99 · Instant PDF download

Loading secure checkout…