PIB Employee Benefits Limited

Reference number: 300198

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pib-eb.com first appeared online, and whether it can receive email
  • What kind of line 0345 565 1617 is
  • Who else gives the postcode B15 1TS
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Other names (13)

If you were contacted under any of these names, it is this firm.

  • Amba Trading name: A name it trades under now.
  • Amba Good Work. Trading name: A name it trades under now.
  • Amba People Trading name: A name it trades under now.
  • Lumina Trading name: A name it trades under now.
  • Lumina Flex Trading name: A name it trades under now.
  • Lumina Gateway Trading name: A name it trades under now.
  • Lumina Perks Trading name: A name it trades under now.
  • Lumina Plus Trading name: A name it trades under now.
  • PJ Frankland Ltd Former name: A name it was registered under before.
  • Franklands Former trading name: A name it used to trade under.
  • Franklands Insurance & Risk Management Former trading name: A name it used to trade under.
  • Franklands Professional Indemnity Former trading name: A name it used to trade under.
  • i2 Healthcare Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
11 June 1986 (40 years old)
Registered office
Rossington's Business Park, West Carr Road, Retford, Nottinghamshire, , DN22 7SW, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
David Hugh Skinner Director Sep 1972 20 Dec 2018 4 other companies
Anthony David Powis Director Mar 1961 6 Apr 2022 2 other companies
Zachary Anton Gray Director Jul 1970 18 Mar 2024 24 other companies
Roy John Clark Director Feb 1960 1 May 2024 28 other companies
Matthew James Peter Ryan Director Feb 1988 11 Feb 2026 8 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
48
closed down
5
are FCA-registered
23

In the full report: all 48 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 23 on the FCA register
  • The 10 companies these 5 directors run together
  • All 23 people who have ever been directors, with their dates
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Key dates in its history

PIB Employee Benefits’s history from the FCA register and Companies House, newest first.

2021

26 March 2021

  • Pib Employee Benefits Holdings Limited gave up control
  • Pib Group Limited took control (75–100% of shares)

Companies House

2019

3 January 2019

  • Changed its registered name from "PJ Frankland Ltd"

FCA register

2016

1 June 2016

  • Pib Employee Benefits Holdings Limited took control (75–100% of shares)

Companies House

2015

22 October 2015

  • FCA imposed a requirement (Not permitted to canvass off trade premises)

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1986

11 June 1986

  • Incorporated at Companies House

Companies House

In the full report: all 68 events

  • All 68 events in its history (9 shown here)
  • Every director appointment and resignation: 39
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Firms connected to PIB Employee Benefits

Other FCA-listed firms that share a director, phone number or address with PIB Employee Benefits. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
9
share a director
8
share its postcode
1

In the full report: all 9 connected firms, named

  • How each is linked: shared directors (8), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like PIB Employee Benefits

Other firms of the same type (insurance broker), nearest first.

In Birmingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on PIB Employee Benefits

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 48 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 68 events in its history
  • 9 connected firms, named, and who links them

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Frequently asked questions about this firm

Is PIB Employee Benefits Limited FCA authorised?
Yes, PIB Employee Benefits Limited (FRN 300198) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed a limit on what it may do.
What is PIB Employee Benefits’ phone number and website?
The FCA register lists the phone number 0345 565 1617 and the website pib-eb.com for PIB Employee Benefits. If you were given different contact details, use these to check with the firm before going any further.
Is PIB Employee Benefits a scam or clone?
PIB Employee Benefits is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with PIB Employee Benefits?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about PIB Employee Benefits to the Financial Ombudsman Service, free of charge.
Who owns PIB Employee Benefits?
PIB Employee Benefits is owned by Pib Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 26 March 2021. Before that, it was controlled by Pib Employee Benefits Holdings Limited.
Who runs PIB Employee Benefits?
Companies House lists 5 directors of PIB Employee Benefits: David Hugh Skinner, Anthony David Powis, Zachary Anton Gray, Roy John Clark and Matthew James Peter Ryan.
How long has PIB Employee Benefits been in business?
The company was formed on 11 June 1986, and has held its current FCA authorisation since January 2005.
Does PIB Employee Benefits use any other names?
It trades as Amba, Amba Good Work., Amba People, Lumina and Lumina Flex, and 3 more names. It has previously used 5 other names, including PJ Frankland Ltd, Franklands and Franklands Insurance & Risk Management.

Sources and links

The full report on PIB Employee Benefits Limited

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