Pinion Financial Planning Limited

Reference number: 1050612

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pinion Financial Planning Limited (FRN 1050612) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Pinion Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pinion Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pinionfinancialplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 07870 197571 is
  • Who else gives the postcode TS21 2JJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16913774
Company status
Active
Company type
Private limited company
Incorporated
16 December 2025 (less than a year old)
Registered office
19 Queens Drive, Sedgefield, Stockton-On-Tees, TS21 2JJ, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Wilson Director Oct 1984 16 Dec 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Pinion Financial Planning’s history from the FCA register and Companies House, newest first.

2026

6 March 2026

  • Became an appointed representative

FCA register

2025

16 December 2025

  • Incorporated at Companies House
  • Mark Wilson took control (75–100% of shares)
  • Mark Wilson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Pinion Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Stockton-On-Tees

Adapt Financial Planning LimitedStockton-on-TeesAppointed representativeCourtfield Trading LtdStockton-on-TeesAppointed representativeFairfield Accountancy Services LtdStockton-On-TeesAppointed representativeGrainger Wealth Management LtdStockton-on-TeesAppointed representativeHarminder PhullStockton-On-TeesAppointed representativeJacqueline HallStockton-On-TeesAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pinion Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Pinion Financial Planning Limited FCA authorised?
Pinion Financial Planning Limited (FRN 1050612) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pinion Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pinion Financial Planning Limited (FRN 1050612) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Pinion Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pinion Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pinion Financial Planning’s phone number and website?
The FCA register lists the phone number 07870 197571 and the website pinionfinancialplanning.co.uk for Pinion Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Pinion Financial Planning a scam or clone?
Pinion Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pinion Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Pinion Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pinion Financial Planning?
Companies House lists one person with significant control of Pinion Financial Planning: Mr Mark Wilson (75–100% of shares).
Who runs Pinion Financial Planning?
Companies House lists one director of Pinion Financial Planning: Mark Wilson.
How long has Pinion Financial Planning been in business?
The company was formed on 16 December 2025.

Sources and links

The full report on Pinion Financial Planning Limited

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