Pinnacle Insurance Management Services Limited

Reference number: 315503

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pinnaclepetuk.com first appeared online, and whether it can receive email
  • What kind of line 020 8207 9409 is
  • Who else gives the postcode WD6 1JH
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Other names (10)

If you were contacted under any of these names, it is this firm.

  • BNP Paribas Cardif Trading name
  • Doubtless Pet Insurance Partnerships UK Trading name
  • EVERYPAW Trading name
  • Helpucover Trading name
  • Helpucover.co.uk Trading name
  • Pinnacle Trading name
  • Cardif Pinnacle Insurance Management Services Plc Former name
  • Pinnacle Insurance Management Services Plc Former name
  • Cardif Pinnacle Former trading name
  • Proficiency Solutions Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02729650
Company status
Active
Company type
Private limited company
Incorporated
2 July 1992 (34 years old)
Registered office
4th Floor, Limelight, Elstree Way, Borehamwood, Hertfordshire, WD6 1JH, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Miles Wigg Director Jun 1972 21 Mar 2013 19 other companies
Matthew Justin Lorimer Director Jun 1967 1 Apr 2015 5 other companies
Sophie Margaret May Director Sep 1972 10 Dec 2020 4 other companies
Craig Anthony Scarr Director Jun 1962 16 May 2022 21 other companies
Carmen Andreea Iordache Director Nov 1982 30 Jun 2022 1 other company
Dirk Christiane Luc Beeckman Director Dec 1975 30 Jun 2022 None
Thae Olav Cuiper Director Jan 1958 19 Jun 2024 None
Sanchit Suri Director Aug 1979 18 Dec 2024 18 other companies
Simon Wainwright Director Apr 1963 24 Mar 2025 17 other companies
Matthew Justin Lorimer Secretary Not published 3 Jul 2006 –

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
72
closed down
23
are FCA-registered
22

In the full report: all 72 companies, named

  • What each company does, and whether it is still trading
  • Which of these 9 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 22 on the FCA register
  • The 5 companies these 9 directors run together
  • All 39 people who have ever been directors, with their dates
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Key dates in its history

Pinnacle Insurance Management Services’s history from the FCA register and Companies House, newest first.

Key events (9) All events (82)

2025

7 April 2025

  • Changed its registered name from "Pinnacle Insurance Management Services Plc"

FCA register

2022

10 August 2022

  • Changed its registered name from "Cardif Pinnacle Insurance Management Services Plc"

FCA register

30 June 2022

  • Cardif Insurance Holdings PLC stopped being a part-owner
  • Pinnacle Pet Group Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Cardif Insurance Holdings PLC became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

11 February 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1992

2 July 1992

  • Incorporated at Companies House

Companies House

In the full report: all 82 events

  • All 82 events in its history (9 shown here)
  • Every director appointment and resignation: 61
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Firms connected to Pinnacle Insurance Management Services

Other FCA-listed firms that share a director, phone number or address with Pinnacle Insurance Management Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
9
share a director
9
share its postcode
2

In the full report: all 9 connected firms, named

  • How each is linked: shared directors (9), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Firms like Pinnacle Insurance Management Services

Other firms of the same type (insurance broker), nearest first.

In Borehamwood

F&I Online LtdBorehamwoodAuthorisedAlbanwise Insurance Services LimitedBorehamwoodAuthorisedAllied Building and Property Claims Management Services LtdBorehamwoodAuthorisedBest (Insurance) Services LimitedBorehamwoodAuthorisedChaseside Insurance Solutions LtdBorehamwoodAuthorisedHarris Balcombe LLPBorehamwoodAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pinnacle Insurance Management Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 72 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 82 events in its history
  • 9 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Pinnacle Insurance Management Services Limited FCA authorised?
Yes, Pinnacle Insurance Management Services Limited (FRN 315503) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Pinnacle Insurance Management Services’ phone number and website?
The FCA register lists the phone number 020 8207 9409 and the website pinnaclepetuk.com for Pinnacle Insurance Management Services. If you were given different contact details, use these to check with the firm before going any further.
Is Pinnacle Insurance Management Services a scam or clone?
Pinnacle Insurance Management Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pinnacle Insurance Management Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Pinnacle Insurance Management Services to the Financial Ombudsman Service, free of charge.
Who owns Pinnacle Insurance Management Services?
Pinnacle Insurance Management Services is owned by Pinnacle Pet Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 June 2022. Before that, it was controlled by Cardif Insurance Holdings PLC.
Who runs Pinnacle Insurance Management Services?
Companies House lists 9 directors of Pinnacle Insurance Management Services: Andrew Miles Wigg, Matthew Justin Lorimer, Sophie Margaret May, Craig Anthony Scarr, Carmen Andreea Iordache, Dirk Christiane Luc Beeckman and 3 more.
How long has Pinnacle Insurance Management Services been in business?
The company was formed on 2 July 1992, and has held its current FCA authorisation since February 2005.
Does Pinnacle Insurance Management Services use any other names?
It trades as BNP Paribas Cardif, Doubtless Pet Insurance Partnerships UK, EVERYPAW, Helpucover and Helpucover.co.uk, and 1 more names. It has previously used 4 other names, including Cardif Pinnacle Insurance Management Services Plc, Pinnacle Insurance Management Services Plc and Cardif Pinnacle.

Sources and links

The full report on Pinnacle Insurance Management Services Limited

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