Pioneer Finance Group Limited

Reference number: 1019293

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pioneerfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8087 1085 is
  • Who else gives the postcode PE9 2FF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Pioneer Finance Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13844909
Company status
Active
Company type
Private limited company
Incorporated
12 January 2022 (4 years old)
Registered office
Unit 14 The Boathouse Business Centre, 1 Harbour Square, Wisbech, Cambs, PE13 3BH, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Robert Theobald Director Nov 1996 12 Jan 2022 1 other company
Guy William Alexander Harrington Director Dec 1986 19 May 2023 1 other company
Thomas Edward Theobald Director Nov 1996 19 May 2023 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2026Full accountsNot audited

Net assets

£66.9k

+4.2% from £64.2k

Cash at bank

£141k

+28% from £110k

Owed within a year

£54.7k

+15% from £47.7k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13844909. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pioneer Finance Group’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2025

3 February 2025

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2023

19 May 2023

  • Thomas Edward Theobald became a part-owner (25–50% of shares)

Companies House

2022

12 January 2022

  • Incorporated at Companies House
  • Michael Robert Theobald became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Pioneer Finance Group

Other firms of the same type (credit broker), nearest first.

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pioneer Finance Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Pioneer Finance Group Limited FCA authorised?
Yes, Pioneer Finance Group Limited (FRN 1019293) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2025 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Pioneer Finance Group’s phone number and website?
The FCA register lists the phone number 020 8087 1085 and the website pioneerfinance.co.uk for Pioneer Finance Group. If you were given different contact details, use these to check with the firm before going any further.
Is Pioneer Finance Group a scam or clone?
Pioneer Finance Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pioneer Finance Group?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Pioneer Finance Group handles your money, so check the specific product before you commit. You can also refer complaints about Pioneer Finance Group to the Financial Ombudsman Service, free of charge.
Who owns Pioneer Finance Group?
Companies House lists 2 people with significant control of Pioneer Finance Group: Mr Thomas Edward Theobald (25–50% of shares) and Mr Michael Robert Theobald (25–50% of shares).
Who runs Pioneer Finance Group?
Companies House lists 3 directors of Pioneer Finance Group: Michael Robert Theobald, Guy William Alexander Harrington and Thomas Edward Theobald.
How long has Pioneer Finance Group been in business?
The company was formed on 12 January 2022, and has held its current FCA authorisation since February 2025.
What do Pioneer Finance Group’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £66.9k (+4.2% from £64.2k) and cash at bank of £141k (+28% from £110k).
Does Pioneer Finance Group use any other names?
It trades as Pioneer Finance.

Sources and links

The full report on Pioneer Finance Group Limited

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