Pioneer Financial Planning Limited

Reference number: 979009

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pioneer Financial Planning Limited (FRN 979009) is an AR of ValidPath Limited (FRN 197107). When you use Pioneer Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pioneer Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07887 802382

  • Address

    Green Garth, Thicket Grove, Maidenhead, Windsor And Maidenhead, SL6 4LW, United Kingdom

In the full report: 2 background checks

  • What kind of line 07887 802382 is
  • Who else gives the postcode SL6 4LW
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14031647
Company status
Active
Company type
Private limited company
Incorporated
7 April 2022 (4 years old)
Registered office
Greengarth, Thicket Grove, Maidenhead, Berkshire, SL6 4LW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Andrew Bailey Director Feb 1964 7 Apr 2022 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Total equity

£14.5k

Up £22.4k from −£7,846

Cash at bank

£27.4k

+747% from £3,235

Employees (average)

1

Same as 1

Owed within a year

£13.0k

+15% from £11.3k

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14031647. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Pioneer Financial Planning’s history from the FCA register and Companies House, newest first.

2022

13 July 2022

  • Became an appointed representative

FCA register

7 April 2022

  • Incorporated at Companies House
  • Paul Andrew Bailey took control (75–100% of shares)
  • Paul Andrew Bailey appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Pioneer Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Maidenhead

Charles Brown-FindlayMaidenheadAppointed representativeDC Bespoke Financial Planning LtdMaidenheadAppointed representativeMcKnight Wealth Management LtdMaidenheadAppointed representativeRissi Advisers LimitedMaidenheadAppointed representativeCraufurd Hale Wealth Management LimitedMaidenheadAuthorisedEastwood Financial Solutions LtdMaidenheadAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pioneer Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Pioneer Financial Planning Limited FCA authorised?
Pioneer Financial Planning Limited (FRN 979009) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pioneer Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pioneer Financial Planning Limited (FRN 979009) is an AR of ValidPath Limited (FRN 197107). When you use Pioneer Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pioneer Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pioneer Financial Planning’s phone number?
The FCA register lists the phone number 07887 802382 for Pioneer Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Pioneer Financial Planning a scam or clone?
Pioneer Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pioneer Financial Planning?
Protection works through ValidPath Limited, the principal firm responsible for Pioneer Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pioneer Financial Planning?
Companies House lists one person with significant control of Pioneer Financial Planning: Mr Paul Andrew Bailey (75–100% of shares).
Who runs Pioneer Financial Planning?
Companies House lists one director of Pioneer Financial Planning: Paul Andrew Bailey.
How long has Pioneer Financial Planning been in business?
The company was formed on 7 April 2022.
What do Pioneer Financial Planning’s latest accounts show?
Its latest accounts, to 30 April 2025, show total equity of £14.5k (up £22.4k from −£7,846) and cash at bank of £27.4k (+747% from £3,235).

Sources and links

The full report on Pioneer Financial Planning Limited

£19.99 · Instant PDF download

Loading secure checkout…