Platinum Financial Consulting Limited
Reference number: 827778
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
The Old School House, East End Road, Bradwell-on-Sea, Southminster, Essex, CM0 7PY, United Kingdom
In the full report: 3 background checks
- When platinumifa.co.uk first appeared online, and whether it can receive email
- What kind of line 020 3355 4837 is
- Who else gives the postcode CM0 7PY
Other names (8)
If you were contacted under any of these names, it is this firm.
- Best Drawdown Pension Trading name: A name it trades under now.
- Best Pension Annuity Trading name: A name it trades under now.
- Best Equity Release Former trading name: A name it used to trade under.
- Best Income Protection Former trading name: A name it used to trade under.
- Declined Life Insurance Former trading name: A name it used to trade under.
- Home Insurance Help Former trading name: A name it used to trade under.
- Life Insurance Help Former trading name: A name it used to trade under.
- Platinum ASU Former trading name: A name it used to trade under.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake phone numbers (1)
- 0800 048 5562
Fake email addresses (1)
- enquiry@platinumfinancialconsulting.co.uk
Fake websites (2)
- fixedincome.platinumfinancialconsulting.co.uk
- platinumfinancialconsulting.co.uk
The FCA warning these came from
- PFC Platinum Financial / platinumfinancialconsulting.co.uk 17 February 2026
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on Pension Transfers and Pension Opt Outs
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Customer compensation schemes
The FCA has ordered this firm to review past sales and pay back customers who lost out.
- December 2019 The firm is required to abide by the Deed Poll and Declaration in relation to the past business of Platinum Financial Consulting (FRN 227014) for which the firm has accepted responsibility as regulated activities and…
The FCA's wording
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Firm to abide by Deed Poll regarding past business
The firm is required to abide by the Deed Poll and Declaration in relation to the past business of Platinum Financial Consulting (FRN 227014) for which the firm has accepted responsibility as regulated activities and investment business carried on by the firm
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05985049 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 November 2006 (19 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
- Activities of insurance agents and brokers (SIC 66220)
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Robert Laurence Cook | Director | Sep 1962 | 1 Nov 2006 | 5 other companies |
| Catherine Margaret Cook | Secretary | Not published | 1 Nov 2006 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 4
- still active
- 1
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£157k
<1% from £157k
Cash at bank
£144k
+6.3% from £135k
Owed within a year
£40.7k
−7.7% from £44.1k
Net assets
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 05985049. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Platinum Financial Consulting’s history from the FCA register and Companies House, newest first.
2026
17 February 2026
- FCA warned the public about a scam impersonating this firm
FCA warning list
2019
4 December 2019
- Regulated by the FCA from this date
- FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
- Became authorised by the FCA
FCA register
2016
6 April 2016
- Robert Laurence Cook took control (75–100% of shares)
Companies House
2006
1 November 2006
- Incorporated at Companies House
Companies House
In the full report: all 24 events
- All 24 events in its history (6 shown here)
- Every director appointment and resignation: 1
Firms like Platinum Financial Consulting
Other firms of the same type (financial adviser), nearest first.
In the Chelmsford (CM) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Platinum Financial Consulting
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 24 events in its history
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Frequently asked questions about this firm
Is Platinum Financial Consulting Limited FCA authorised?
What is Platinum Financial Consulting’s phone number and website?
Is Platinum Financial Consulting a scam or clone?
Is my money safe with Platinum Financial Consulting?
Who owns Platinum Financial Consulting?
Who runs Platinum Financial Consulting?
How long has Platinum Financial Consulting been in business?
What do Platinum Financial Consulting’s latest accounts show?
Does Platinum Financial Consulting use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: PFC Platinum Financial / platinumfinancialconsulting.co.uk fca.org.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk