PMR Financial Solutions Limited

Reference number: 617002

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • PMR Financial Solutions Limited (FRN 617002) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use PMR Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from PMR Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01702 529656

  • Address

    268 Eastwood Road North, Leigh-on-sea, Essex, SS9 4LS, United Kingdom

In the full report: 2 background checks

  • What kind of line 01702 529656 is
  • Who else gives the postcode SS9 4LS
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • PMR Financial Trading name
  • PMR Protect Trading name
  • PMR Financial Solutions Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08777155
Company status
Active
Company type
Private limited company
Incorporated
15 November 2013 (12 years old)
Registered office
Unit 11 Mansfield Accounting Limited, Purdeys Way, Rochford, SS4 1ND, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Elizabeth Reayner Director Jan 1985 15 Nov 2013 None
Paul Michael Reayner Director Apr 1981 15 Nov 2013 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£184

Down £121 from £305

Cash at bank

£12.1k

−3% from £12.5k

Employees (average)

4

Same as 4

Owed within a year

£25.0k

+75% from £14.3k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08777155. Figures are exactly as filed; nothing is estimated.

Key dates in its history

PMR Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2023

1 November 2023

  • Changed its registered name from "PMR Financial Solutions Ltd"

FCA register

2016

6 April 2016

  • Elizabeth Reayner became a part-owner (25–50% of shares)
  • Paul Michael Reayner became a part-owner (25–50% of shares)

Companies House

2014

10 March 2014

  • Became an appointed representative

FCA register

2013

15 November 2013

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like PMR Financial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Leigh-on-sea

MH Health Benefits LimitedLeigh-on-SeaAppointed representativeMortgage and Co UK LtdLeigh-On-SeaAppointed representativeRate Financial LtdLeigh-On-SeaAppointed representativeSouthern Mortgages (Essex) LtdLeigh-On-SeaAppointed representativeThe Mortgage Mum LimitedLeigh-On-SeaAppointed representativeThe Prime Mortgage Company LimitedLeigh-On-SeaAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on PMR Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is PMR Financial Solutions Limited FCA authorised?
PMR Financial Solutions Limited (FRN 617002) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for PMR Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. PMR Financial Solutions Limited (FRN 617002) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use PMR Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from PMR Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is PMR Financial Solutions’ phone number?
The FCA register lists the phone number 01702 529656 for PMR Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is PMR Financial Solutions a scam or clone?
PMR Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with PMR Financial Solutions?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for PMR Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns PMR Financial Solutions?
Companies House lists 2 people with significant control of PMR Financial Solutions: Mr Paul Michael Reayner (25–50% of shares) and Mrs Elizabeth Reayner (25–50% of shares).
Who runs PMR Financial Solutions?
Companies House lists 2 directors of PMR Financial Solutions: Elizabeth Reayner and Paul Michael Reayner.
How long has PMR Financial Solutions been in business?
The company was formed on 15 November 2013.
What do PMR Financial Solutions’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £184 (down £121 from £305) and cash at bank of £12.1k (−3% from £12.5k).
Does PMR Financial Solutions use any other names?
It trades as PMR Financial and PMR Protect. It has previously used the name PMR Financial Solutions Ltd.

Sources and links

The full report on PMR Financial Solutions Limited

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