Portcullis Wealth Planning Limited

Reference number: 1043068

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Portcullis Wealth Planning Limited (FRN 1043068) is an AR of ValidPath Limited (FRN 197107). When you use Portcullis Wealth Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Portcullis Wealth Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01245 967118

  • Address

    Goldlay House, 114 Parkway, Chelmsford, Essex, CM2 7PR, United Kingdom

In the full report: 2 background checks

  • What kind of line 01245 967118 is
  • Who else gives the postcode CM2 7PR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12266087
Company status
Active
Company type
Private limited company
Incorporated
16 October 2019 (7 years old)
Registered office
Devines Bellefield House, 104 New London Road, Chelmsford, Essex, CM2 0RG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
James Austin Caviel Director Nov 1968 16 Oct 2019 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Dormant company accountsNot audited

Net assets

£1

Same as £1

Cash at bank

£1

Same as £1

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12266087. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Portcullis Wealth Planning’s history from the FCA register and Companies House, newest first.

2025

13 November 2025

  • Became an appointed representative

FCA register

2019

16 October 2019

  • Incorporated at Companies House
  • James Austin Caviel took control (75–100% of shares)
  • James Austin Caviel appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Portcullis Wealth Planning

Other firms of the same type (financial adviser), nearest first.

In Chelmsford

Azets Financial Planning LimitedChelmsfordAppointed representativeBlue Badger Financial LimitedChelmsfordAppointed representativeCanonium Financial LimitedChelmsfordAppointed representativeDelta Wealth Management (Chelmsford) LimitedChelmsfordAppointed representativeFrank Medcalf Business Consultant LtdChelmsfordAppointed representativeGuidestone Wealth Management LimitedChelmsfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Portcullis Wealth Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is Portcullis Wealth Planning Limited FCA authorised?
Portcullis Wealth Planning Limited (FRN 1043068) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Portcullis Wealth Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Portcullis Wealth Planning Limited (FRN 1043068) is an AR of ValidPath Limited (FRN 197107). When you use Portcullis Wealth Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Portcullis Wealth Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Portcullis Wealth Planning’s phone number?
The FCA register lists the phone number 01245 967118 for Portcullis Wealth Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Portcullis Wealth Planning a scam or clone?
Portcullis Wealth Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Portcullis Wealth Planning?
Protection works through ValidPath Limited, the principal firm responsible for Portcullis Wealth Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Portcullis Wealth Planning?
Companies House lists one person with significant control of Portcullis Wealth Planning: Mr James Austin Caviel (75–100% of shares).
Who runs Portcullis Wealth Planning?
Companies House lists one director of Portcullis Wealth Planning: James Austin Caviel.
How long has Portcullis Wealth Planning been in business?
The company was formed on 16 October 2019.
What do Portcullis Wealth Planning’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1 (same as £1) and cash at bank of £1 (same as £1).

Sources and links

The full report on Portcullis Wealth Planning Limited

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