Portsmouth Water Limited

Reference number: 921632

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Portsmouth Water Limited (FRN 921632) is an AR of Homeserve Membership Limited (FRN 312518). When you use Portsmouth Water's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Portsmouth Water, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When portsmouthwater.co.uk first appeared online, and whether it can receive email
  • What kind of line 023 9249 9888 is
  • Who else gives the postcode PO9 1LG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Homeserve Membership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
31 August 1990 (36 years old)
Registered office
Brockhampton Springs, West Street, Havant, PO9 1LG, England
Nature of business
  • Water collection, treatment and supply (SIC 36000)

Directors and company secretaries

Name Role Born Appointed Other companies
Colin Robert Taylor Director Jun 1961 1 Nov 2018 18 other companies
Christopher Deacon Director Dec 1947 1 May 2020 None
Christopher Loughlin Director Aug 1952 1 Apr 2021 29 other companies
John Christopher Milner Director Jun 1976 1 Oct 2021 6 other companies
Lara Dimitrova Stoimenova (Dr) Director Apr 1972 17 Jan 2022 5 other companies
Hayley Elizabeth Hewson Secretary Not published 26 Sep 2025 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
46
closed down
10
is FCA-registered
1

In the full report: all 46 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 10 companies these 5 directors run together
  • All 32 people who have ever been directors, with their dates
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Key dates in its history

Portsmouth Water’s history from the FCA register and Companies House, newest first.

2021

1 April 2021

  • Christopher Loughlin gained significant control

Companies House

5 March 2021

  • David William Owens no longer has significant control

Companies House

2020

25 February 2020

  • Became an appointed representative

FCA register

2018

16 March 2018

  • Ancala Fornia Limited gave up control
  • Ancala Fornia Limited took control (75–100% of shares)
  • David James Ellis no longer has significant control
  • David William Owens gained significant control
  • Mark Shepherd no longer has significant control
  • Neville Smith no longer has significant control
  • Paul Treagust no longer has significant control
  • Stuart Robert Lindsay no longer has significant control

Companies House

2016

6 April 2016

  • David James Ellis gained significant control
  • Mark Shepherd gained significant control
  • Neville Smith gained significant control
  • Paul Treagust gained significant control
  • Portsmouth Water Holdings Limited took control (75–100% of shares)
  • Stuart Robert Lindsay gained significant control

Companies House

1990

31 August 1990

  • Incorporated at Companies House

Companies House

In the full report: all 69 events

  • All 69 events in its history (18 shown here)
  • Every director appointment and resignation: 51
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Firms connected to Portsmouth Water

Other FCA-listed firms that share a director, phone number or address with Portsmouth Water. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Portsmouth Water

Other firms of the same type (insurance broker), nearest first.

In the Portsmouth (PO) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Portsmouth Water

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 46 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 69 events in its history

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Frequently asked questions about this firm

Is Portsmouth Water Limited FCA authorised?
Portsmouth Water Limited (FRN 921632) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Portsmouth Water?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Portsmouth Water Limited (FRN 921632) is an AR of Homeserve Membership Limited (FRN 312518). When you use Portsmouth Water's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Portsmouth Water, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Portsmouth Water’s phone number and website?
The FCA register lists the phone number 023 9249 9888 and the website portsmouthwater.co.uk for Portsmouth Water. If you were given different contact details, use these to check with the firm before going any further.
Is Portsmouth Water a scam or clone?
Portsmouth Water is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Portsmouth Water?
Protection works through Homeserve Membership Limited, the principal firm responsible for Portsmouth Water's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Portsmouth Water?
Portsmouth Water is owned by Portsmouth Water Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016. Before that, it was controlled by Mr David William Owens, Ancala Fornia Limited and Mr Stuart Robert Lindsay.
Who runs Portsmouth Water?
Companies House lists 5 directors of Portsmouth Water: Colin Robert Taylor, Christopher Deacon, Christopher Loughlin, John Christopher Milner and Lara Dimitrova Stoimenova (Dr).
How long has Portsmouth Water been in business?
The company was formed on 31 August 1990.

Sources and links

The full report on Portsmouth Water Limited

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