Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 31 October 2025
- On its latest accounts it owed £584k more than it owned
Responsible principal firm
BEST RISK MANAGEMENT AND FINANCIAL SERVICE LIMITED Reference number: 583497 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Pose AR Limited (FRN 1045661) introduces customers to BEST RISK MANAGEMENT AND FINANCIAL SERVICE LIMITED (FRN 583497). Any regulated advice or arranging is done by the principal, not Pose AR.
- Example: if Pose AR refers you to a financial adviser, the advice should come from the principal firm, not from Pose AR itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
The Old Barn, Worton, Witney, Oxfordshire, OX29 4SY, United Kingdom
In the full report: 3 background checks
- When gohero.io first appeared online, and whether it can receive email
- What kind of line 07841 332119 is
- Who else gives the postcode OX29 4SY
Other names (1)
If you were contacted under any of these names, it is this firm.
- Hero Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Best Risk Management and Financial Service Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12254060 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 October 2019 (7 years old)
- Registered office
- The Old Barn, Worton, Witney, OX29 4SY, United Kingdom
- Nature of business
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- Information technology consultancy activities (SIC 62020)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Iain Michael Dickson | Director | Mar 1984 | 10 Oct 2019 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Total equity
−£584k
Down £125k from −£459k
Cash at bank
£512
−100% from £113k
Employees (average)
2
−67% from 6
Owed within a year
£605k
−1.3% from £613k
Total equity is negative: on its last balance sheet the company owed £584k more than it owned.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 12254060. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Pose AR’s history from the FCA register and Companies House, newest first.
2025
4 December 2025
- Became an introducer appointed representative
- Began trading as "Hero"
FCA register
2022
11 October 2022
- Nadia Ghassan Dickson became a part-owner (25–50% of shares)
Companies House
22 February 2022
- V&T Investment Holdings Limited became a part-owner (25–50% of shares)
Companies House
2019
10 October 2019
- Incorporated at Companies House
- Iain Michael Dickson became a part-owner (25–50% of shares)
- Iain Michael Dickson appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Pose AR
Other firms of the same type (insurance broker), nearest first.
In Witney
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Pose AR
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 7 events in its history
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Frequently asked questions about this firm
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Does Pose AR use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk