Power Financial Planning Limited

Reference number: 826825

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Power Financial Planning Limited (FRN 826825) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Power Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Power Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When partnership.sjp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07925 211012 is
  • Who else gives the postcode SM6 8AN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Niall Patrick Power Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13274129
Company status
Active
Company type
Private limited company
Incorporated
17 March 2021 (5 years old)
Registered office
18 Clifton Road, Wallington, SM6 8AN, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Patrick Niall Power Director Sep 1973 17 Mar 2021 None
Christopher Michael Kitley Director Feb 1966 1 Aug 2022 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£773

−62% from £2,018

Employees (average)

2

Same as 2

Owed within a year

£3,140

−88% from £26.3k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13274129. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Power Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2021

15 December 2021

  • Changed its registered name from "Niall Patrick Power"

FCA register

17 March 2021

  • Incorporated at Companies House
  • Patrick Niall Power took control (75–100% of shares)

Companies House

2018

23 November 2018

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Power Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Wallington

Northcliff Wealth Management LtdWallingtonAppointed representativeRose & Fern Wealth Management LimitedWallingtonAppointed representativeCalver Groom LimitedWallingtonAuthorisedJade Independent Financial Advisors LimitedWallingtonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Power Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Power Financial Planning Limited FCA authorised?
Power Financial Planning Limited (FRN 826825) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Power Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Power Financial Planning Limited (FRN 826825) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Power Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Power Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Power Financial Planning’s phone number and website?
The FCA register lists the phone number 07925 211012 and the website partnership.sjp.co.uk/partner/powerfp for Power Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Power Financial Planning a scam or clone?
Power Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Power Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Power Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Power Financial Planning?
Companies House lists one person with significant control of Power Financial Planning: Mr Patrick Niall Power (75–100% of shares).
Who runs Power Financial Planning?
Companies House lists 2 directors of Power Financial Planning: Patrick Niall Power and Christopher Michael Kitley.
How long has Power Financial Planning been in business?
The company was formed on 17 March 2021.
What do Power Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £773 (−62% from £2,018).
Does Power Financial Planning use any other names?
It has previously used the name Niall Patrick Power.

Sources and links

The full report on Power Financial Planning Limited

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