Ppm Credit Limited

Reference number: 1022030

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    6th Floor, 15-16 Buckingham Street, London, WC2N 6DU, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode WC2N 6DU
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16062294
Company status
Active
Company type
Private limited company
Incorporated
5 November 2024 (1 year old)
Registered office
6th Floor 15-16 Buckingham St, London, WC2N 6DU, United Kingdom
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Iorweth Antcliff Director Oct 1976 5 Nov 2024 8 other companies
Justin William Faiz Director Apr 1977 5 Nov 2024 21 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
23
closed down
5
is FCA-registered
1

In the full report: all 23 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 6 companies these 2 directors run together
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Filed accounts and finances

5 months to 31 March 2025Full accountsNot audited

Total equity

−£303k

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£303k

No earlier figure to compare

Total equity is negative: on its last balance sheet the company owed £303k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 16062294. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Ppm Credit’s history from the FCA register and Companies House, newest first.

2025

5 March 2025

  • Registered with the FCA

FCA register

2024

5 November 2024

  • Incorporated at Companies House
  • Pluto Partners LLP took control (75–100% of shares)
  • Iorweth Antcliff appointed as a director
  • Justin William Faiz appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Ppm Credit

Other FCA-listed firms that share a director, phone number or address with Ppm Credit. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Get the full report on Ppm Credit

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 23 other companies its directors have run, named
  • 1 background check on its contact details
  • All 5 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ppm Credit Limited FCA authorised?
Ppm Credit Limited (FRN 1022030) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Ppm Credit a scam or clone?
Ppm Credit is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Ppm Credit?
Money you hand to Ppm Credit is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Ppm Credit?
Ppm Credit is owned by Pluto Partners LLP, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 5 November 2024.
Who runs Ppm Credit?
Companies House lists 2 directors of Ppm Credit: Iorweth Antcliff and Justin William Faiz.
How long has Ppm Credit been in business?
The company was formed on 5 November 2024.
What do Ppm Credit’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of −£303k (no earlier figure to compare).

Sources and links

The full report on Ppm Credit Limited

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