PR Mortgages Ltd

Reference number: 843748

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • PR Mortgages Ltd (FRN 843748) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use PR Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from PR Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When prmortgages.com first appeared online, and whether it can receive email
  • What kind of line 07887 902565 is
  • Who else gives the postcode HU10 7HT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11885952
Company status
Active
Company type
Private limited company
Incorporated
15 March 2019 (7 years old)
Registered office
130 Woodland Drive, Anlaby, Hull, HU10 7HT, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Moller Jensen Director May 1975 23 Apr 2019 None
Richard John Wesson Director May 1977 25 Jun 2019 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
still active
3

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£2,186

+9.9% from £1,989

Employees (average)

2

Same as 2

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11885952. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

PR Mortgages’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2019

25 June 2019

  • Richard John Wesson became a part-owner (25–50% of shares)

Companies House

10 June 2019

  • Became an appointed representative

FCA register

1 May 2019

  • Benjamin Fairburn gave up control

Companies House

23 April 2019

  • Paul Moller Jensen became a part-owner (25–50% of shares)

Companies House

15 March 2019

  • Incorporated at Companies House
  • Benjamin Fairburn took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms like PR Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hull

Acorn Associates Inc. LtdHullAppointed representativeI Am A Mortgage Broker LtdHullAppointed representativeKerry Wagner Mortgages LtdHullAppointed representativeMizna CoatesHullAppointed representativeMortgage Hub Group LtdHullAppointed representativeOpal Mortgage Services LimitedHullAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on PR Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is PR Mortgages Ltd FCA authorised?
PR Mortgages Ltd (FRN 843748) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for PR Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. PR Mortgages Ltd (FRN 843748) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use PR Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from PR Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is PR Mortgages’ phone number and website?
The FCA register lists the phone number 07887 902565 and the website prmortgages.com for PR Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is PR Mortgages a scam or clone?
PR Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with PR Mortgages?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for PR Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns PR Mortgages?
Companies House lists 2 people with significant control of PR Mortgages: Mr Richard John Wesson (25–50% of shares) and Mr Paul Moller Jensen (25–50% of shares). Before that, it was controlled by Mr Benjamin Fairburn.
Who runs PR Mortgages?
Companies House lists 2 directors of PR Mortgages: Paul Moller Jensen and Richard John Wesson.
How long has PR Mortgages been in business?
The company was formed on 15 March 2019.
What do PR Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £2,186 (+9.9% from £1,989).

Sources and links

The full report on PR Mortgages Ltd

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