Premier Commercial Finance Limited

Reference number: 738078

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When premiergroup.biz first appeared online, and whether it can receive email
  • What kind of line 01489 559333 is
  • Who else gives the postcode BHH24 2HW
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 February 1990 (36 years old)
Registered office
C/O Shms Accountants Bournemouth Ground Floor, Austin House, 43 Poole Road, Westbourne, Bournemouth, BH4 9DN, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Paul Godwin Director Jan 1950 12 Feb 1992 7 other companies
Michael Peter Godwin Director Apr 1952 Not published 7 other companies
Christopher Paul Godwin Secretary Not published Not published 7 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
5
run together
6

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 companies these 2 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2023Small company accountsNot audited

Net assets

£3,178

−96% from £76.1k

Cash at bank

£146k

−41% from £246k

Employees (average)

5

−38% from 8

Owed within a year

£298k

<1% from £296k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02475426. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Premier Commercial Finance’s history from the FCA register and Companies House, newest first.

2016

6 June 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1990

28 February 1990

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (3 shown here)
  • Every director appointment and resignation: 11
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Firms like Premier Commercial Finance

Other firms of the same type (credit broker), nearest first.

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Premier Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 17 events in its history

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Frequently asked questions about this firm

Is Premier Commercial Finance Limited FCA authorised?
Yes, Premier Commercial Finance Limited (FRN 738078) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Premier Commercial Finance’s phone number and website?
The FCA register lists the phone number 01489 559333 and the website premiergroup.biz for Premier Commercial Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Premier Commercial Finance a scam or clone?
Premier Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Premier Commercial Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Premier Commercial Finance handles your money, so check the specific product before you commit. You can also refer complaints about Premier Commercial Finance to the Financial Ombudsman Service, free of charge.
Who runs Premier Commercial Finance?
Companies House lists 2 directors of Premier Commercial Finance: Christopher Paul Godwin and Michael Peter Godwin.
How long has Premier Commercial Finance been in business?
The company was formed on 28 February 1990, and has held its current FCA authorisation since June 2016.
What do Premier Commercial Finance’s latest accounts show?
Its latest accounts, to 31 March 2023, show net assets of £3,178 (−96% from £76.1k) and cash at bank of £146k (−41% from £246k).

Sources and links

The full report on Premier Commercial Finance Limited

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