Premier Cottages Limited

Reference number: 481823

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Arthur J. Gallagher Insurance Brokers Limited Reference number: 311786 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Premier Cottages Limited (FRN 481823) introduces customers to Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). Any regulated advice or arranging is done by the principal, not Premier Cottages.
  • Example: if Premier Cottages refers you to a financial adviser, the advice should come from the principal firm, not from Premier Cottages itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When premiercottages.co.uk first appeared online, and whether it can receive email
  • What kind of line 0117 325 8810 is
  • Who else gives the postcode BS15 8LS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Premier Cottages Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05173245
Company status
Active
Company type
Private company limited by guarantee
Incorporated
7 July 2004 (22 years old)
Registered office
9 Bank Road, Kingswood, Bristol, BS15 8LS, United Kingdom
Nature of business
  • Other accommodation (SIC 55900)

Directors and company secretaries

Name Role Born Appointed Other companies
William Nanney-Wynn Garton-Jones Director Oct 1961 9 Sep 2013 7 other companies
Linda Jayne Winstanley Director Sep 1958 11 Sep 2018 None
Jeffrey Alan Anspach Director Nov 1965 1 Nov 2023 None
Dylan Pryce Edwards Director May 1987 16 Oct 2024 None
Robert James Campbell Johnston Director Nov 1961 16 Oct 2024 2 other companies
William Nanney-Wynn Garton-Jones Secretary Not published 18 Oct 2024 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
4
still active
5

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 30 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£109k

+7.8% from £101k

Cash at bank

£186k

+14% from £163k

Employees (average)

2

−33% from 3

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05173245. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Premier Cottages’s history from the FCA register and Companies House, newest first.

Key events (3) All events (60)

2019

2 July 2019

  • Changed its registered name from "Premier Cottages Ltd"

FCA register

2008

18 April 2008

  • Became an introducer appointed representative

FCA register

2004

7 July 2004

  • Incorporated at Companies House

Companies House

In the full report: all 60 events

  • All 60 events in its history (3 shown here)
  • Every director appointment and resignation: 57
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Firms like Premier Cottages

Other firms of the same type (insurance broker), nearest first.

In Bristol

Jaguar Enthusiasts Club LtdBristolAppointed representativeBarry JohnsonBristolAppointed representativeNma Private Health LtdBristolAppointed representativeStephen WindaybankBristolAppointed representativeBL Autosource LLPBristolAppointed representativeBusiness West (Holdings)BristolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Premier Cottages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 60 events in its history

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Frequently asked questions about this firm

Is Premier Cottages Limited FCA authorised?
Premier Cottages Limited (FRN 481823) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Premier Cottages?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Premier Cottages Limited (FRN 481823) introduces customers to Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). Any regulated advice or arranging is done by the principal, not Premier Cottages. Example: if Premier Cottages refers you to a financial adviser, the advice should come from the principal firm, not from Premier Cottages itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Premier Cottages’ phone number and website?
The FCA register lists the phone number 0117 325 8810 and the website premiercottages.co.uk for Premier Cottages. If you were given different contact details, use these to check with the firm before going any further.
Is Premier Cottages a scam or clone?
Premier Cottages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Premier Cottages?
Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for Premier Cottages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Premier Cottages?
Companies House lists 5 directors of Premier Cottages: William Nanney-Wynn Garton-Jones, Linda Jayne Winstanley, Jeffrey Alan Anspach, Dylan Pryce Edwards and Robert James Campbell Johnston.
How long has Premier Cottages been in business?
The company was formed on 7 July 2004.
What do Premier Cottages’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £109k (+7.8% from £101k) and cash at bank of £186k (+14% from £163k).
Does Premier Cottages use any other names?
It has previously used the name Premier Cottages Ltd.

Sources and links

The full report on Premier Cottages Limited

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