Premier Engineering and General Finance Limited

Reference number: 301122

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When premierbusinessfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01268 399008 is
  • Who else gives the postcode SS15 6TQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Premier Business Finance Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Dealing in investments as agent
  • Debt Adjusting
  • Debt Administration
  • Debt-collecting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04955529
Company status
Active
Company type
Private limited company
Incorporated
6 November 2003 (22 years old)
Registered office
Southwest 2 Office Astra House, Christy Way, Basildon, Essex, SS15 6TQ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Keith Andrew Pallett Director Jan 1962 6 Nov 2003 None
Eva Alice Pallett Director Jul 1993 1 Mar 2019 None
Keith Andrew Pallett Secretary Not published 6 Nov 2003 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£815k

<1% from £813k

Employees (average)

2

Same as 2

Owed within a year

£80.2k

+2.7% from £78.0k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04955529. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Premier Engineering and General Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (13)

2016

6 April 2016

  • Keith Andrew Pallett took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2003

6 November 2003

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Premier Engineering and General Finance

Other FCA-listed firms that share a director, phone number or address with Premier Engineering and General Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Premier Engineering and General Finance

Other firms of the same type (lender), nearest first.

In Basildon

Closecourtt LimitedBasildonAuthorisedCNH Industrial Capital Europe LimitedBasildonAuthorisedThurgoods LimitedBasildonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Premier Engineering and General Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 13 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Premier Engineering and General Finance Limited FCA authorised?
Yes, Premier Engineering and General Finance Limited (FRN 301122) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed no limits on its permissions.
What is Premier Engineering and General Finance’s phone number and website?
The FCA register lists the phone number 01268 399008 and the website premierbusinessfinance.co.uk for Premier Engineering and General Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Premier Engineering and General Finance a scam or clone?
Premier Engineering and General Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Premier Engineering and General Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Premier Engineering and General Finance to the Financial Ombudsman Service, free of charge.
Who owns Premier Engineering and General Finance?
Companies House lists one person with significant control of Premier Engineering and General Finance: Mr Keith Andrew Pallett (75–100% of shares).
Who runs Premier Engineering and General Finance?
Companies House lists 2 directors of Premier Engineering and General Finance: Keith Andrew Pallett and Eva Alice Pallett.
How long has Premier Engineering and General Finance been in business?
The company was formed on 6 November 2003, and has held its current FCA authorisation since January 2005.
What do Premier Engineering and General Finance’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £815k (<1% from £813k).
Does Premier Engineering and General Finance use any other names?
It trades as Premier Business Finance.

Sources and links

The full report on Premier Engineering and General Finance Limited

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