Premier Independent Investments UK Limited

Reference number: 186697

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gen2-financial.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 055 2068 is
  • Who else gives the postcode CV8 1NP
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • Gen2 Benefits Trading name
  • Gen2 Financial Trading name
  • Gen 2 for Women Trading name
  • Gen2 Mortgages Trading name
  • Gen2 Wealth Management Trading name
  • Ethical Adviser Former trading name
  • Moneyfax FPS Former trading name
  • Smart Mortgages Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03339739
Company status
Active
Company type
Private limited company
Incorporated
25 March 1997 (29 years old)
Registered office
Unit C23g The Print Rooms, Holly Farm Business Park, Honiley Kenilworth, CV8 1NP, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Michelle Guest Director Sep 1968 4 Dec 2024 None
Garry David Guest Director Aug 1958 4 Dec 2024 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
still active
4

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Total equity

£139k

−59% from £339k

Cash at bank

£186k

−1.3% from £188k

Owed within a year

£69.8k

+3.9% from £67.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03339739. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Premier Independent Investments UK’s history from the FCA register and Companies House, newest first.

Key events (17) All events (51)

2025

31 December 2025

  • Garry David Guest no longer has significant control
  • Piiuk Limited took control (75–100% of shares)

Companies House

2024

4 December 2024

  • Strategic Value Wealth Management Ltd gave up control

Companies House

3 December 2024

  • Garry David Guest gained significant control
  • Trust Corporation Of The Channel Islands Limited no longer has significant control

Companies House

8 October 2024

  • Board replaced: both directors left and 3 new directors took over
  • Garry David Guest gave up control
  • Strategic Value Wealth Management Ltd took control (75–100% of shares)
  • Trust Corporation Of The Channel Islands Limited gained significant control

Companies House

2017

12 July 2017

  • David Graham Morris gave up control

Companies House

2016

6 April 2016

  • David Graham Morris took control (50–75% of shares)
  • Garry David Guest took control (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1998

8 May 1998

  • Regulated by the Personal Investment Authority from this date

FCA register

1997

25 March 1997

  • Incorporated at Companies House

Companies House

In the full report: all 51 events

  • All 51 events in its history (17 shown here)
  • Every director appointment and resignation: 19
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Firms connected to Premier Independent Investments UK

Other FCA-listed firms that share a director, phone number or address with Premier Independent Investments UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Premier Independent Investments UK

Other firms of the same type (financial adviser), nearest first.

In Kenilworth

Barnett & Partners LimitedKenilworthAuthorisedFinancial Design (Independent Financial Advisors) LimitedKenilworthAuthorisedThe Heritage Financial Planning PartnershipKenilworthAuthorisedB M C Financial ServicesKenilworthAppointed representativeBridgegate Wealth Management LtdKenilworthAppointed representativeDaniel Alexander ScottKenilworthAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Premier Independent Investments UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 51 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Premier Independent Investments UK Limited FCA authorised?
Yes, Premier Independent Investments UK Limited (FRN 186697) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Premier Independent Investments UK’s phone number and website?
The FCA register lists the phone number 0330 055 2068 and the website gen2-financial.co.uk for Premier Independent Investments UK. If you were given different contact details, use these to check with the firm before going any further.
Is Premier Independent Investments UK a scam or clone?
Premier Independent Investments UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Premier Independent Investments UK?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Premier Independent Investments UK to the Financial Ombudsman Service, free of charge.
Who owns Premier Independent Investments UK?
Premier Independent Investments UK is owned by Piiuk Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 December 2025. Before that, it was controlled by Mr Garry David Guest, Strategic Value Wealth Management Ltd and Trust Corporation Of The Channel Islands Limited.
Who runs Premier Independent Investments UK?
Companies House lists 2 directors of Premier Independent Investments UK: Michelle Guest and Garry David Guest.
How long has Premier Independent Investments UK been in business?
The company was formed on 25 March 1997, and has held its current FCA authorisation since December 2001.
What do Premier Independent Investments UK’s latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £139k (−59% from £339k) and cash at bank of £186k (−1.3% from £188k).
Does Premier Independent Investments UK use any other names?
It trades as Gen2 Benefits, Gen2 Financial, Gen 2 for Women, Gen2 Mortgages and Gen2 Wealth Management. It has previously used 3 other names: Ethical Adviser, Moneyfax FPS and Smart Mortgages.

Sources and links

The full report on Premier Independent Investments UK Limited

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